515 Butler St, Windermere, FL 34786 Property Records

Orange County property record for 515 Butler St, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,363 sqft · built 1971
Lot Size	0.385 acres (16,751 sqft)
Owner	2 Individual Names on File
Last Sale	$687,000 (Apr 2017)
Tax Bill	$11,918 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-02-240`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-02-240`
Alternative APNs	`282317933602240` `284343` `289187` `293351`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	3,363 sqft Living Area
Gross Area	4,513 sqft
1st Floor Area	3,363 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	16,751 sqft (0.385 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Open Porch
Porch Area	529 sqft
Storage Building	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	515 BUTLER ST
City	WINDERMERE
State	FL
Zip	34786-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 LOT 224
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Block	2
Legal Lot Number	224
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2012
Census Tract	14809

Owner

515 Butler St is owned and occupied by two individuals who acquired it in November 2025.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	515 BUTLER ST, WINDERMERE, FL 34786-3535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GTE FIN'L
Apr 6, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME LOAN ALLIANCE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2017 · Amount on File
Deed Sale	Apr 6, 2017 · Amount on File
Prior Sale	Apr 28, 2016 · Amount on File
Deed Document Number	2017187905
Last Transfer Date	Nov 7, 2025
Transfer Doc	0000650388
Record Updated	Jun 8, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Nov 10, 2025
Property Address	515 BUTLER ST, WINDERMERE, FL 34786-3535
Document Number	0000650388
Map Reference	MB G PG 36-39
Instrument Date	Nov 7, 2025
Instrument	20250650388
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	515 BUTLER ST, WINDERMERE, FL 34786-3535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BUTLER ST, WINDERMERE, FL 34786-3535

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	515 BUTLER ST, WINDERMERE, FL 34786-3535
Document Number	0000344995
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 BUTLER ST WINDERMERE FL 347863535, WINDERMERE, FL 34786-3535

Mortgage

Document Number	0000344995
Date	Jun 23, 2020
Instrument	344995

Lender

Name	GTE FIN'L
Type	Funding / Finance Company
Address	TAMPA, FL 33602

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 6, 2017
Property Address	515 BUTLER ST, WINDERMERE, FL 34786-3535
Document Number	0000187905
Map Reference	MB G PG 36-39
Instrument Date	Mar 23, 2017
Instrument	20170187905
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,809.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4154 EQUESTRIAN LN, 4154, WINDERMERE, FL 34786-7411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 BUTLER ST, WINDERMERE, FL 34786-3535

Mortgage

Document Number	0000187906
Date	Apr 6, 2017
Instrument	20170187906

Lender

Name	HOME LOAN ALLIANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 515 Butler St was $11,918, up 3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$748,337 (+2.7%)	$1,060,590 (-1.09%) Land $365,000 Building $695,590
2025	$11,918.00 (+3.02%) Homeowner's exemption	$728,663	$1,072,310 Land $365,000 Building $707,310
2024	$11,569.00 (+3.34%)
2023	$11,195.00 (+2.92%) Homeowner's exemption	$687,502 (+3%)	$993,779 (+24.05%) Land $365,000 Building $628,779
2022	$10,877.00 Homeowner's exemption	$667,478	$801,123 Land $265,000 Building $536,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Butler St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Butler St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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