515 Braddock St, Cumberland, MD 21502 Property Records

Allegany County property record for 515 Braddock St, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,516 sqft · built 2010
Lot Size	0.584 acres (25,430 sqft)
Owner	Company Name on Record
Last Sale	$211,000 (Aug 2015)
Tax Bill	$2,781 (2025)
Deeds & Mortgages	Jun 2023 Transfer Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-010412`

Property Details

APN / Parcel Number

Primary APN	`29-010412`
Alternative APN	`010412`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,516 sqft Total Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	25,430 sqft (0.584 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	010412
Street Address	515 BRADDOCK ST
City	CUMBERLAND
State	MD
Zip	21502-7004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	515 BRADDOCK ST LOT 29 PT LT28 4 139X267
Legal Subdivision	BRADDOCK FARMS ADD
Legal Lot Number	4,28,29
Jurisdiction	ALLEGANY MD
Township / Civil Division	29, LA VALE
Census Block Group	2
Census Block	2005
Census Tract	1401

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	515 BRADDOCK ST, CUMBERLAND, MD 21502-7004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Intrafamily Transfer, Transfer
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2015 · Amount on Record
Deed Sale	Aug 4, 2015 · Amount on Record
Prior Sale	Sep 28, 2009 · Amount on Record
Deed Book / Page	2152 / 266
Last Transfer Date	May 9, 2023
Transfer Doc	002886-0103
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGANY MD
Recording Date	Jun 13, 2023
Property Address	515 BRADDOCK ST, LAVALE, MD 21502-7004
Document Number	002886-0103
Book / Page	2886 / 103
Instrument Date	May 9, 2023
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	515 BRADDOCK ST, LAVALE, MD 21502-7004
Document Number	0026050052
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	ALLEGHENY HIGHLANDS TITLE SETT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	515 BRADDOCK ST LAVALE MD 215027004, LAVALE, MD 21502-7004

Mortgage

Document Number	0026050052
Date	Nov 13, 2020
Book Page	002605/000052

Lender

Name	FIRST PEOPLES CMNTY FCU
Type	Credit Union
Address	CRESAPTOWN, MD 21505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2035

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,700 (+14.77%)	$328,100 (-) Land $40,100 Building $288,000
2025	$2,781.00 (+21.76%) Homeowner's exemption	$253,300 (+20.54%)	$328,100 (+51.97%) Land $40,100 Building $288,000
2023	$2,284.00 Homeowner's exemption	$210,133 (+2.82%)	$215,900 (-) Land $35,600 Building $180,300
2022		$204,367	$215,900 Land $35,600 Building $180,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	11 (1984–2004)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2004 · rainfall accumulation
Claims by Event	Severe Storms And Flooding Assoc With Tropical Storm Fran, Sep 1996 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016
Water Source	Purchased surface water from CITY OF CUMBERLAND
Last State Inspection	Sep 2025
Lead	1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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