Allegany County property record for 427 Braddock St, Cumberland, MD 21502
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.543 acres (23,632 sqft) |
| Owner | Company Name on Record |
| Last Sale | $901 (Sep 2026) |
| Tax Bill | $74 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 22-007297 |
| Primary APN | 22-007297 |
|---|---|
| Alternative APN |
|
| Lot Area | 23,632 sqft (0.543 acres) |
|---|
| Sewer | Connected |
|---|
| Account Number | 007297 |
|---|---|
| Street Address | 427 WAVERLY TER |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-2531 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 23,632 SF S/S BRADDOCK WAY LTS 157 CUMBERLAND 150 X 164 1 |
| Legal Subdivision | BRADDOCK FARMS ADDITION |
| Legal Lot Number | 157 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1401 |
Source: Allegany County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12 CULLINAN CT, GAITHERSBURG, MD 20878-1847 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2026 · Amount on Record |
| Deed Sale | Sep 18, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 3195 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 18, 2026 |
| Property Address | 427 WAVERLY TER, CUMBERLAND, MD 21502-2531 |
| Document Number | 3195000198 |
| Book / Page | 3195 / 198 |
| Instrument Date | Aug 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $911.02 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 12 CULLINAN CT, GAITHERSBURG, MD 20878-1847 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 427 BRADDOCK ST, CUMBERLAND, MD 21502-7003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 002685-0053 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 2685/53 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GAITHERSBURG, MD 20878 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,100 (-) Land $8,100 | $8,100 (-) Land $8,100 | |
| 2025 | $74.00 (-1.33%) | ||
| 2023 | $75.00 | $8,100 Land $8,100 | $8,100 Land $8,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 11 (1984–2004) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Sep 2004 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| SkyPacket Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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