Clay County property record for 515 Barlow Fields Dr, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,853 sqft · built 2014 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Jun 2012) |
| Tax Bill | $1,379 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554100567143 |
| Primary APN | 554100567143 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Building Area | 2,853 sqft Heated Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Lot Area | 54,014 sqft (1.24 acres) |
| Account Number | 16539301 |
|---|---|
| Street Address | 515 BARLOW FIELDS DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-8075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BARLOW FIELDS |
| Legal Subdivision | BARLOW FIELDS DEVELOPMENT |
| Legal Lot Number | 19 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | SWEETWATER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 950102 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 515 BARLOW FIELDS DR, HAYESVILLE, NC 28904-8075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2012 · Amount on Record |
| Deed Sale | Jun 15, 2012 · Amount on Record |
| Prior Sale | Jun 15, 2012 · Amount on Record |
| Deed Document Number | 20121306 |
| Deed Book / Page | 367 / 216 |
| Last Transfer Date | Jul 31, 2013 |
| Transfer Doc | 378/147 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 515 BARLOW FIELDS DR, HAYESVILLE, NC 28904-8075 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 515 BARLOW FIELDS DR, HAYESVILLE, NC 28904-8075 |
| Document Number | 000B17/334 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | B17/334 |
| Instrument | 2025002604 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 515 BARLOW FIELDS DR, HAYESVILLE, NC 28904-8075 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000J16/53 |
|---|---|
| Date | Feb 8, 2022 |
| Book Page | J16/53 |
| Instrument | 2022000330 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
Source: Clay County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,379.00 (+10.14%) | $272,300 (-) Land $41,800 Building $230,500 | $272,300 (-) Land $41,800 Building $230,500 |
| 2023 | $1,252.00 | $272,300 Land $41,800 Building $230,500 | $272,300 Land $41,800 Building $230,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
No cell data coverage reported
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