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405 Barlow Fields Dr, Hayesville, NC 28904 Property Records

Clay County property record for 405 Barlow Fields Dr, Hayesville, NC 28904 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,664 sqft · built 2023
Lot Size1.17 acres (50,965 sqft)
OwnerIndividual Name on File
Last Sale$79,000 (Apr 2021)
Deeds & MortgagesAug 2022 Construction Loan
Apr 2021 Sale
Flood ZoneZone X (minimal risk)
APN554100566700

Property Details

APN / Parcel Number

Primary APN554100566700
Alternative APN
  • 619795000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Building Area1,664 sqft Heated Area

Exterior

Year BuiltBuilt 2023
Lot Area50,965 sqft (1.17 acres)

Location & Zoning

Account Number619795000
Street Address405 BARLOW FIELDS DR
CityHAYESVILLE
StateNC
Zip28904-8011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 BARLOW FIELDS
Legal Lot Number15
JurisdictionCLAY NC
Township / Civil DivisionSWEETWATER
Census Block Group1
Census Block1018
Census Tract950102

Owner

Source: Clay County records · APN 554100566700

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address405 BARLOW FIELDS DR, HAYESVILLE, NC 28904-8011
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2022Deed of Trust, Mortgage · Construction Mortgage
NANTAHALA BANK & TRUST COMPANY
Apr 29, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Deed Document Number0000045270
Deed Book / Page452 / 70
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY NC
Property AddressBARLOW FIELDS DR, HAYESVILLE, NC 28904
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address11452 220TH AVE, MILO, IA 50166

Mortgage

Document Number0000P16/48
DateAug 04, 2022
Book PageP16/48
Instrument2022002070
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
AddressHAYESVILLE, NC 28904
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueAug 04, 2053
Interest
Rate TypeAdjustable Rate

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY NC
Recording DateApr 29, 2021
Property AddressBARLOW FIELDS DR, HAYESVILLE, NC 28904
Document Number0000452/70
Book / Page452 / 70
Map ReferenceCAB 3 SL 4
Instrument DateApr 28, 2021
Instrument2021001493
Transaction TypeTransfer
Record UpdatedSep 29, 2023

Transaction

AmountAmount Recorded
Tax$158.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address520 LEXINGTON ST, CARLISLE, IA 50047-7773

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyClay County
Unified School DistrictClay County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2025$315,300 (+663.44%) Land $41,300 Building $274,000$315,300 (+663.44%) Land $41,300 Building $274,000
2023$41,300 Land $41,300$41,300 Land $41,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (37043C), updated May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439501021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 45 individual NFIP policies nearby
Nearby Flood Policies45 in force
Nearby Flood Claims11 (2013–2025)
Most Recent ClaimApr 2025, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 62% of the US · above 84% of North Carolina
Wildfire LikelihoodAbout 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Blue Ridge Mountain Electric MembershipFiber1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

No mobile data coverage reported

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