Madison County property record for 511 Baker Ct, Richmond, KY 40475 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1,668 sqft |
| Owner | Individual Name on File |
| Last Sale | $237,500 (Apr 2024) |
| Tax Bill | $2,239 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Dec 2020 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R009-0013-0014 |
| Primary APN | R009-0013-0014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,668 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 62315 |
|---|---|
| Street Address | 511 BAKER CT |
| City | RICHMOND |
| State | KY |
| Zip | 40475-2145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J M BAKER LOT 8 & 9 |
| Legal Subdivision | J M BAKER |
| Legal Lot Number | 8,9 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 10400 |
Source: Madison County records · APN R009-0013-0014
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2804 ASHBROOKE DR, LEXINGTON, KY 40513-1474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 04, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Apr 17, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit E CENTRAL CU |
| Dec 08, 2025 | Deed, Transfer · Commercial Mortgage FORCHT BANK NA |
| Apr 25, 2024 | Warranty Deed, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION |
| Jul 06, 2018 | Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2024 · Amount on Record |
| Deed Sale | Apr 25, 2024 · Amount on Record |
| Prior Sale | Jul 06, 2018 · Amount on Record |
| Deed Document Number | 2014200766 |
| Deed Book / Page | D851 / 454 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 511 BAKER CT, RICHMOND, KY 40475-2145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01735/234 |
|---|---|
| Date | Apr 04, 2017 |
| Book Page | M01735/234 |
| Instrument | 2013956704 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 511 BAKER CT, RICHMOND, KY 40475-2145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M02002/130 |
|---|---|
| Date | Dec 04, 2020 |
| Book Page | M02002/130 |
| Instrument | 2014025321 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 511 BAKER CT, RICHMOND, KY 40475-2145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | M01737/182 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | M01737/182 |
| Instrument | 2013957268 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PASSADUMKEAG, ME 04475 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 511 BAKER CT, RICHMOND, KY 40475-2145 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 511 BAKER CT, RICHMOND, KY 40475-2145 |
| Document Number | 0M2260/779 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | M2260/779 |
| Instrument | 2014168480 |
| Name | E CENTRAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 15, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 08, 2025 |
| Property Address | 511 BAKER CT, RICHMOND, KY 40475-2145 |
| Document Number | 00D876/656 |
| Book / Page | D876 / 656 |
| Map Reference | MB 2 PG 25 |
| Instrument Date | Dec 05, 2025 |
| Instrument | 2014303567 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2804 ASHBROOKE DR, LEXINGTON, KY 40513-1474 |
| Name | Verified Name |
|---|---|
| Address | 107 MORGAN DR, RICHMOND, KY 40475-7861 |
| Document Number | 2014303571 |
|---|---|
| Date | Dec 08, 2025 |
| Instrument | 2014303571 |
| Name | FORCHT BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 05, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 25, 2024 |
| Property Address | 511 BAKER CT, RICHMOND, KY 40475-2145 |
| Document Number | 00D851/454 |
| Book / Page | D851 / 454 |
| Map Reference | MB 2 PG 5 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2014200766 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | TREY TITLE LLC, TRUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 924 S DOGWOOD DR, BEREA, KY 40403-9564 |
| Name | Verified Name |
|---|---|
| Address | 2804 ASHBROOKE DR, LEXINGTON, KY 40513-1474 |
| Document Number | 2014200767 |
|---|---|
| Date | Apr 25, 2024 |
| Instrument | 2014200767 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 6.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 12.3% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Jul 06, 2018 |
| Property Address | 511 BAKER CT, RICHMOND, KY 40475-2145 |
| Document Number | D00761/496 |
| Book / Page | D00761 / 496 |
| Map Reference | MB2 PG25 |
| Instrument Date | Jul 03, 2018 |
| Instrument | 2013978298 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $141.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 714 SOUTHLAND DR, LEBANON, KY 40033-1939 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 511 BAKER CT, RICHMOND, KY 40475-2145 |
| Investor | Possibly a Property Investor |
| Document Number | 2013978299 |
|---|---|
| Date | Jul 06, 2018 |
| Instrument | 2013978299 |
| Name | ARK-LA-TEX FINANCE SERVICES LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
| Document Number | M01812/546 |
|---|---|
| Date | Jul 06, 2018 |
| Book Page | M01812/546 |
| Instrument | 2013978300 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Municipality | Richmond City |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,239.00 (+63.79%) Additional exemption filed | $237,500 (+68.44%) | $237,500 (+68.44%) |
| 2023 | $1,367.00 (-0.29%) | $141,000 (-) | $141,000 (-) |
| 2022 | $1,371.00 | $141,000 | $141,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510104002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 230 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Metronet Holdings | Fiber | 5,120 / 5,120 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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