515 4th St, Carrollton, KY 41008 Property Records

Carroll County property record for 515 4th St, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,413 sqft · built 1932
Lot Size	0.289 acres (12,600 sqft)
Owner	2 Individual Names on File
Tax Bill	$453 (2026)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C1-40-05`

Property Details

APN / Parcel Number

Primary APN	`C1-40-05`
Alternative APNs	`122611` `34692`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,413 sqft Living Area
Basement Area	870 sqft
Unfinished Basement	870 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	210 ft deep x 60 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	122611
Street Address	515 4TH ST
City	CARROLLTON
State	KY
Zip	41008-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Legal Subdivision	CITY OF CARROLLTON
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	1
Census Block	1029
Census Tract	950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Carrollton Historic District listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

515 4th St is owned by two individuals who acquired it in July 2013.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 353, CARROLLTON, KY 41008-0353
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2013
Deed Sale	Jul 15, 2013
Deed Document Number	201385216
Deed Book / Page	192 / 11
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	515 4TH ST, CARROLLTON, KY 41008-1113
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 6TH ST, CARROLLTON, KY 41008-1220

Mortgage

Document Number	00M250/132
Date	Jun 26, 2019
Book Page	M250/132
Instrument	96960

Lender

Name	CARROLLTON FEDERAL BANK
Type	Bank
Address	CARROLLTON, KY 41008

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 24, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 515 4th St was $453, down 0.2% from the year before.

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Municipality	Carrollton City
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$453.00 (-0.22%)	$45,000 (-) Land $8,000 Building $37,000	$45,000 (-) Land $8,000 Building $37,000
2025	$454.00	$45,000 Land $8,000 Building $37,000	$45,000 Land $8,000 Building $37,000
2023	$452.00	$45,000 Land $8,000 Building $37,000	$45,000 Land $8,000 Building $37,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (1978–2025)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLLTON UTILITIES serves 6,851 people · EPA ID KY0210067
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20