504 4th St, Carrollton, KY 41008 Property Records

Carroll County property record for 504 4th St, Carrollton, KY 41008

Property Summary

Property TypeCommercial
Details3,552 sqft
Lot Size0.53 acres (23,100 sqft)
OwnerIndividual Name on File
Tax Bill$453 (2026)
Deeds & MortgagesDec 2017 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC1-39-10

Property Details

APN / Parcel Number

Primary APNC1-39-10
Alternative APNs
  • 119561
  • 43981

Interior

Stories1 Story
Building Area3,552 sqft Total Area

Exterior

Architectural StyleFrench
Exterior MaterialMetal
Construction TypeFrame
Foundation TypeBlock
Roof MaterialMetal
Lot Area23,100 sqft (0.53 acres)
Lot Dimensions210 ft deep x 110 ft wide

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number119561
Street Address504 4TH ST
CityCARROLLTON
StateKY
Zip41008-1114
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionBLDG & LOT
JurisdictionCARROLL KY
Township / Civil DivisionCARROLLTON
Census Block Group1
Census Block1013
Census Tract950200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Carrollton Historic District
listed 1982 · 334 contributing resources · NRIS 82001553

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

504 4th St, a commercial property, is owned by an individual.

Source: Carroll County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address504 4TH ST, CARROLLTON, KY 41008-1114
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2017Deed of Trust, Mortgage
FIRST NATIONAL BANK OF KENTUCKY
Nov 15, 2019Deed of Trust, Mortgage
FIRST NATIONAL BANK OF KENTUCKY

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL KY
Property Address504 4TH ST, CARROLLTON, KY 41008-1114
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 4TH ST, CARROLLTON, KY 41008-1114

Mortgage

Document Number00M241/352
DateDec 27, 2017
Book PageM241/352
Instrument93970
Lender
NameFIRST NATIONAL BANK OF KENTUCKY
TypeBank
AddressCARROLLTON, KY 41008
Agreement
AmountAmount on Record
Term180 Months
DueDec 23, 2032

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL KY
Property Address504 4TH ST, CARROLLTON, KY 41008-1114
Transaction TypeMortgage
Record UpdatedFeb 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address504 4TH ST, CARROLLTON, KY 41008-1114

Mortgage

Document Number00M252/546
DateNov 15, 2019
Book PageM252/546
Instrument97801
Lender
NameFIRST NATIONAL BANK OF KENTUCKY
TypeBank
AddressCARROLLTON, KY 41008
Agreement
AmountAmount on Record
Term240 Months
DueNov 8, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 504 4th St was $453, down 0.2% from the year before.

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyCarroll County
MunicipalityCarrollton City
Unified School DistrictCarroll County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$453.00 (-0.22%)$25,000 (-44.44%) Land $25,000$25,000 (-44.44%) Land $25,000
2025$454.00$45,000 Land $10,000 Building $35,000$45,000 Land $10,000 Building $35,000
2023$452.00$45,000 Land $10,000 Building $35,000$45,000 Land $10,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 504 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims10 (1978–2025)
Claims Outside the SFHA1 of 10
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 504 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARROLLTON UTILITIES
serves 6,851 people · EPA ID KY0210067
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on 4th St

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