515 3rd Ave NW, Harmony, MN 55939 Property Records

Fillmore County property record for 515 3rd Ave NW, Harmony, MN 55939

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,960 sqft · built 2016
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,500 (May 2008)
Tax Bill	$8,068 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.0009.100`

Property Details

APN / Parcel Number

Primary APN	`15.0009.100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Building Area	1,960 sqft Heated Area
Gross Area	4,332 sqft
Basement Area	1,470 sqft
Finished Basement	1,470 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Area	644 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	515 3RD AVE NW
City	HARMONY
State	MN
Zip	55939-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-101 RANGE-010 2.00 AC 2.0 AC OF W 487' SE 1/4 SE 1/4
Legal Range	10
Legal Township	101
Legal Section	10
Jurisdiction	FILLMORE MN
Township / Civil Division	HARMONY
Census Block Group	3
Census Block	3003
Census Tract	960500

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	515 3RD AVE NW, HARMONY, MN 55939-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2017	Deed of Trust, Mortgage · Line of Credit OLMSTED NATIONAL BANK
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2008 · Amount on Record
Deed Sale	May 22, 2008 · Amount on Record
Deed Document Number	2008365042
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	515 3RD AVE NW, HARMONY, MN 55939-3000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	413206
Date	Jun 23, 2017
Instrument	413206

Lender

Name	OLMSTED NATIONAL BANK
Type	Bank
Address	ROCHESTER, MN 55901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	65 Months
Due	Nov 16, 2022

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FILLMORE MN
Property Address	515 3RD AVE NW, HARMONY, MN 55939-3000
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	412792
Date	May 30, 2017
Instrument	412792

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Harmony City
Unified School District	Fillmore Central (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,068.00 (+32.57%) Homeowner's exemption	$539,900 (-7.82%) Land $60,000 Building $479,900	$539,900 (-7.82%) Land $60,000 Building $479,900
2025		$585,700 (+18.25%) Land $60,000 Building $525,700	$585,700 (+18.25%) Land $60,000 Building $525,700
2023		$495,300 Land $39,000 Building $456,300	$495,300 Land $39,000 Building $456,300
2020	$6,086.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Harmony serves 1,042 people · EPA ID MN1230005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Harmony Telephone Company Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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