Fillmore County property record for 40 3rd Ave NW, Harmony, MN 55939
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,988 sqft · built 1931 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,704 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 15.0174.000 |
| Primary APN | 15.0174.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,988 sqft Heated Area |
| Gross Area | 2,303 sqft |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Wood Siding |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Mixed |
| Garage Area | 2,184 sqft |
| Parking Spaces | 8 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 40 3RD AVE NW |
|---|---|
| City | HARMONY |
| State | MN |
| Zip | 55939-6683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANNA E ELLIS & HUSBAND SECOND LOT-010 BLOCK-001 LOT 10 & W1/2 OF LOTS 11 & 12 BLK 1 ANNA E ELLIS & HUSBANDS 2ND ADD |
| Legal Subdivision | ANNA E ELLIS & HUSBAND SECOND ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | FILLMORE MN |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 960500 |
Source: Fillmore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 40 3RD AVE NW, HARMONY, MN 55939-6683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FILLMORE MN |
| Property Address | 40 3RD AVE NW, HARMONY, MN 55939-6683 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 434239 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 434239 |
| Name | F&M COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
Source: Fillmore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Fillmore County |
| Municipality | Harmony City |
| Unified School District | Fillmore Central (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,704.00 (+123.1%) Homeowner's exemption | $207,300 (-7.5%) Land $25,200 Building $182,100 | $207,300 (-7.5%) Land $25,200 Building $182,100 |
| 2025 | $224,100 (+19.39%) Land $25,200 Building $198,900 | $224,100 (+19.39%) Land $25,200 Building $198,900 | |
| 2023 | $187,700 Land $17,000 Building $170,700 | $187,700 Land $17,000 Building $170,700 | |
| 2020 | $1,212.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Harmony serves 1,042 people · EPA ID MN1230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harmony Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: T-Mobile.
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