5148 Timber Ridge Trl, Ocoee, FL 34761 Property Records

Orange County property record for 5148 Timber Ridge Trl, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,750 sqft · built 1990
Lot Size	0.272 acres (11,865 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2026)
Tax Bill	$5,224 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-7821-00-680`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-7821-00-680`
Alternative APNs	`282203782100680` `223731` `228260` `232768`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,750 sqft Living Area
Gross Area	2,186 sqft
1st Floor Area	1,750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Stone/Wood Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,865 sqft (0.272 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5148 TIMBER RIDGE TRL
City	OCOEE
State	FL
Zip	34761-8434
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAWMILL PHASE 1 23/32 LOT 68
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	SAWMILL PH 1
Legal Phase	1
Legal Tract	7821
Legal Lot Number	68
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1009
Census Tract	15006

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5148 TIMBER RIDGE TRL, OCOEE, FL 34761-8434
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Sep 4, 1996 · Amount on Record
Deed Document Number	2026349711
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 23, 2026
Property Address	5148 TIMBER RIDGE TRL, OCOEE, FL 34761-8434
Document Number	0000349711
Instrument Date	Jun 17, 2026
Instrument	2026349711
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	WATSON LAND TITLE, WATSON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$289,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5148 TIMBER RIDGE TRL, OCOEE, FL 34761-8434

Mortgage

Document Number	0000349712,
Date	Jun 23, 2026
Instrument	2026349712

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 14, 2021
Property Address	5148 TIMBER RIDGE TRL, OCOEE, FL 34761-8434
Document Number	2021244311
Map Reference	MB 23 PG 32-35
Instrument Date	May 10, 2021
Instrument	2021244311
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,278.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5148 TIMBER RIDGE TRL, 5148, OCOEE, FL 34761-8434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5148 TIMBER RIDGE TRL, OCOEE, FL 34761-8434

Mortgage

Document Number	2021244312
Date	May 14, 2021
Instrument	2021244312

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 14, 2022
Property Address	5148 TIMBER RIDGE TRL, OCOEE, FL 34761-8434
Document Number	0000098842
Map Reference	MB 23 PG 32-35
Instrument Date	May 10, 2021
Instrument	20220098842
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5148 TIMBER RIDGE TRL, 5148, OCOEE, FL 34761-8434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5148 TIMBER RIDGE TRL, OCOEE, FL 34761-8434

Mortgage

Document Number	0000098843
Date	Feb 14, 2022
Instrument	20220098843

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,715 (+1.37%) Land $90,000 Building $229,715	$319,715 (-1.49%) Land $90,000 Building $229,715
2025	$5,224.00 (+6.53%) Homeowner's exemption	$315,408 (+5.99%)	$324,535 (+8.94%) Land $90,000 Building $234,535
2024	$4,904.00 (+3.42%)
2023	$4,742.00 (+3.18%) Homeowner's exemption	$297,591 (+3%)	$297,915 (+3.11%) Land $90,000 Building $207,915
2022	$4,596.00 Homeowner's exemption	$288,923 Land $90,000 Building $198,923	$288,923 Land $90,000 Building $198,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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