5119 Timber Ridge Trl, Ocoee, FL 34761 Property Records

Orange County property record for 5119 Timber Ridge Trl, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,246 sqft · built 1989
Lot Size	0.262 acres (11,401 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Sep 2025)
Tax Bill	$4,838 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Oct 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-22-28-7821-00-890`

Property Details

APN / Parcel Number

Primary APN	`03-22-28-7821-00-890`
Alternative APNs	`282203782100890` `223756` `228287` `232793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,246 sqft Living Area
Gross Area	1,698 sqft
1st Floor Area	1,246 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,401 sqft (0.262 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	5119 TIMBER RIDGE TRL
City	OCOEE
State	FL
Zip	34761-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAWMILL PHASE 1 23/32 LOT 89
Legal Range	28E
Legal Township	22S
Legal Section	03
Legal Subdivision	SAWMILL PH 1
Legal Phase	1
Legal Tract	7821
Legal Lot Number	89
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1001
Census Tract	15006

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5119 TIMBER RIDGE TRL, OCOEE, FL 34761-8437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Oct 21, 2024	Warranty Deed, Transfer OS NATIONAL LLC
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FIN'L NTWK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Oct 21, 2024 · Amount on Record
Deed Document Number	2025525931
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 10, 2025
Property Address	5119 TIMBER RIDGE TRL, OCOEE, FL 34761-8437
Document Number	0000525931
Map Reference	MB 23 PG 32-35
Instrument Date	Sep 8, 2025
Instrument	20250525931
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1000, RD1000, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5119 TIMBER RIDGE TRL, OCOEE, FL 34761-8437

Mortgage

Document Number	0000525932
Date	Sep 10, 2025
Instrument	20250525932

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 21, 2024
Property Address	5119 TIMBER RIDGE TRL, OCOEE, FL 34761-8437
Document Number	0000599556
Map Reference	MB 23 PG 32-35
Instrument Date	Oct 17, 2024
Instrument	20240599556
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,094.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16321 DEER CHASE LOOP, ORLANDO, FL 32828-6938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 11, 2020
Property Address	5119 TIMBER RIDGE TRL, OCOEE, FL 34761-8437
Document Number	0000325752
Instrument Date	Jun 3, 2020
Instrument	325752
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5119 TIMBER RIDGE TRL OCOEE FL 347618437, OCOEE, FL 34761-8437

Mortgage

Document Number	325753
Date	Jun 11, 2020
Instrument	325753

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Mortgage

Document Number	325754,
Date	Jun 11, 2020
Instrument	325754

Lender

Name	AMERICAN FIN'L NETWORK
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,670 (-1.17%) Land $90,000 Building $162,670	$252,670 (-1.17%) Land $90,000 Building $162,670
2025	$4,838.00 (+52.09%) Homeowner's exemption	$255,670 (+25.5%) Land $90,000 Building $165,670	$255,670 (+1.23%) Land $90,000 Building $165,670
2024	$3,181.00 (+3.55%) Homeowner's exemption	$203,714 (+3%)	$252,552 (+4.94%) Land $90,000 Building $162,552
2023	$3,072.00 (+3.5%) Homeowner's exemption	$197,781 (+3%)	$240,664 (+10.91%) Land $90,000 Building $150,664
2022	$2,968.00 Homeowner's exemption	$192,020	$217,000 Land $90,000 Building $127,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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