Scott County property record for 5148 E Oak Point Dr, Prior Lake, MN 55372
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 2.5 ba · 1,691 sqft · built 2004 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Trust Name on File |
| Last Sale | $449,900 (Aug 2022) |
| Tax Bill | $4,184 (2026) |
| Deeds & Mortgages | Mar 2022 Second Mortgage Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-401032-0 |
| Primary APN | 25-401032-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,691 sqft Living Area |
| Gross Area | 3,155 sqft |
| 1st Floor Area | 1,691 sqft |
| Basement Area | 1,547 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 747 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 5148 E OAK POINT DR |
|---|---|
| City | PRIOR LAKE |
| State | MN |
| Zip | 55372-3476 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | DEERFIELD 10TH ADDN LOT 012 BLOCK 002 |
| Legal Range | 22W |
| Legal Township | 114 |
| Legal Section | 12 |
| Legal Subdivision | DEERFIELD 10TH ADDN |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | SCOTT MN |
| Township / Civil Division | PRIOR LAKE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 80908 |
5148 E Oak Point Dr, a townhouse, is owner-occupied and held in a trust since June 2024.
Source: Scott County records, as of July 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5148 E OAK POINT DR, PRIOR LAKE, MN 55372-3476 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Aug 17, 2022 | Warranty Deed, Transfer EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2022 · Amount on File |
| Deed Sale | Aug 17, 2022 · Amount on File |
| Prior Sale | Jul 19, 2012 · Amount on File |
| Deed Document Number | 2022278016 |
| Last Transfer Date | Jun 7, 2024 |
| Transfer Doc | 000T284578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 5148 E OAK POINT DR, PRIOR LAKE, MN 55372-3476 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000T275881 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | T275881 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 5, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT MN |
| Recording Date | Aug 17, 2022 |
| Property Address | 5148 E OAK POINT DR, PRIOR LAKE, MN 55372-3476 |
| Document Number | 000T278016 |
| Instrument Date | Jul 26, 2022 |
| Instrument | T278016 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Title Company | EDINA REALTY TITLE, EDINA REALTY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,484.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 5148 E OAK POINT DR, PRIOR LAKE, MN 55372-3476 |
The 2026 property tax bill for 5148 E Oak Point Dr was $4,184 with a homeowner's exemption, up 5.9% from the year before.
Source: Scott County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Scott County |
| Municipality | Prior Lake City |
| Unified School District | Prior Lake-Savage Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,184.00 (+5.92%) Homeowner's exemption | $432,000 (+0.86%) Land $100,900 Building $331,100 | $432,000 (+0.86%) Land $100,900 Building $331,100 |
| 2025 | $3,950.00 (-3%) Homeowner's exemption | $428,300 (+2.98%) Land $100,900 Building $327,400 | $428,300 (+2.98%) Land $100,900 Building $327,400 |
| 2024 | $4,072.00 (+2.88%) Homeowner's exemption | $415,900 (+1.69%) Land $100,900 Building $315,000 | $415,900 (+1.69%) Land $100,900 Building $315,000 |
| 2023 | $3,958.00 Homeowner's exemption | $409,000 Land $100,900 Building $308,100 | $409,000 Land $100,900 Building $308,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5148 E Oak Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5148 E Oak Point Dr is moderate, ranking above 42% of the US, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Prior Lake serves 29,300 people · EPA ID MN1700007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nuvera Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire.
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