5128 E Oak Point Dr, Prior Lake, MN 55372 Property Records

Scott County property record for 5128 E Oak Point Dr, Prior Lake, MN 55372

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,691 sqft · built 2004
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2020)
Tax Bill	$4,280 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-401030-0`

Property Details

APN / Parcel Number

Primary APN	`25-401030-0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,691 sqft Living Area
Gross Area	3,555 sqft
1st Floor Area	1,691 sqft
Basement Area	1,547 sqft
Finished Basement	1,200 sqft
Unfinished Basement	347 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5128 E OAK POINT DR
City	PRIOR LAKE
State	MN
Zip	55372-3476
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	DEERFIELD 10TH ADDN LOT 010 BLOCK 002
Legal Range	22W
Legal Township	114
Legal Section	12
Legal Subdivision	DEERFIELD 10TH ADDN
Legal Block	2
Legal Lot Number	10
Jurisdiction	SCOTT MN
Township / Civil Division	PRIOR LAKE
Census Block Group	3
Census Block	3001
Census Tract	80908

Owner

5128 E Oak Point Dr, a townhouse, is owned and occupied by an individual who bought it in July 2020.

Source: Scott County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	5128 E OAK POINT DR, PRIOR LAKE, MN 55372-3476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2020 · Amount on File
Deed Sale	Jul 21, 2020 · Amount on File
Prior Sale	May 20, 2015 · Amount on File
Deed Document Number	2020262785
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5128 E OAK POINT DR, PRIOR LAKE, MN 55372-3476
Transaction Type	Mortgage
Record Updated	Oct 12, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5128 E OAK POINT DR, PRIOR LAKE, MN 55372-3476

Mortgage

Document Number	000T282120
Date	Oct 2, 2023
Instrument	T282120

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jul 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	5128 E OAK POINT DR, PRIOR LAKE, MN 55372-3476
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000269499
Date	Apr 28, 2021
Instrument	269499

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jul 21, 2020
Property Address	5128 E OAK POINT DR, PRIOR LAKE, MN 55372-3476
Document Number	0000262785
Instrument Date	Jun 26, 2020
Instrument	262785
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,237.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5128 E OAK POINT DR, PRIOR LAKE, MN 55372-3476

Mortgage

Document Number	0000262786
Date	Jul 21, 2020
Instrument	262786

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 5128 E Oak Point Dr was $4,280 with a homeowner's exemption, up 5.9% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
Municipality	Prior Lake City
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,280.00 (+5.94%) Homeowner's exemption	$441,200 Land $100,900 Building $340,300	$441,200 Land $100,900 Building $340,300
2025	$4,040.00 (-2.93%)
2024	$4,162.00 (+2.97%) Homeowner's exemption	$424,700 (+1.7%) Land $100,900 Building $323,800	$424,700 (+1.7%) Land $100,900 Building $323,800
2023	$4,042.00 Homeowner's exemption	$417,600 Land $100,900 Building $316,700	$417,600 Land $100,900 Building $316,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5128 E Oak Point Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5128 E Oak Point Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Prior Lake serves 29,300 people · EPA ID MN1700007
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Nuvera Communications, Verizon.

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