5145 Ralph Miller Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5145 Ralph Miller Rd, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1994
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Tax Bill$1,183 (2025)
Flood ZoneZone X (minimal risk)
APN93019

Property Details

APN / Parcel Number

Primary APN93019
Alternative APN
  • 322531313000010022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Heated Area
Gross Area1,536 sqft
1st Floor Area1,248 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Exterior MaterialAluminum Siding
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchOpen Porch
Porch Area288 sqft
Shed1 Shed
Shed Area80 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number93019
Street Address5145 RALPH MILLER RD
CitySAINT CLOUD
StateFL
Zip34771-9603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOAC
Legal DescriptionFLA AGRI CO PB A PG 029 BEG 800.4 FT E OF SE COR LOT 1, N 174.3 FT, E 125 FT, S 174.3, W 125 FT TO POB
Legal Range31E
Legal Township25S
Legal Section32
Legal SubdivisionFLORIDA AGRICULTURAL
Legal Tract3130
Legal Block1
Legal Lot Number1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3024
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5145 RALPH MILLER RD, SAINT CLOUD, FL 34771-9603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2017
Deed SaleAug 25, 2017
Deed Document Number2017123523
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,183.00 (+9.94%) Homeowner's exemption$73,393 (+5.99%)$129,500 (+1.81%) Land $22,500 Building $107,000
2023$1,076.00 (+5.49%) Homeowner's exemption$69,248 (+3%)$127,200 (+14.59%) Land $22,500 Building $104,700
2022$1,020.00 Homeowner's exemption$67,232$111,000 Land $17,500 Building $93,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 73% of the US · above 58% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Spectrum.

Nearby Properties on Ralph Miller Rd

Nearby Streets

Search Property Records by Address or Parcel Number