4965 Ralph Miller Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4965 Ralph Miller Rd, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Vacant Land > Commercial
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	2,148 sqft Living Area
Lot Size	98,706 sqft (2.26 acres)
Garage	Detached - Finished, 1,280 sqft
Last Sale	$2,500,000 (2025)
Tax Bill	$10,588.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`32-25-31-3130-0001-001A`
Alternative APNs	`25313231300001001A` `93015`

Interior

Full Baths	2 Baths
Building Area	2,148 sqft Living Area
Gross Area	4,432 sqft Gross Area
1st Floor	1,872 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Concrete Block Exterior
Construction Type	Concrete Blocks Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	98,706 sqft (2.26 acres)
Garage Type	Detached - Finished Garage
Garage Area	1,280 sqft Garage
Porch Area	524 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4965 RALPH MILLER RD
City	SAINT CLOUD
State	FL
Zip	34771-9617
Property Usage	Commercial Property Usage
Type	Vacant Land > Commercial
Legal Description	FLA AGRI CO PB A PG 29 COM AT INTER OF N R/W LINE OF RALPH MILLER RD & E R/W LINE OF ST RD 15, N89-57-26E 106.97 FT ALONG N R/W LINE OF RALPH MILLER RD TO POB; N89-57-26E ALONG N R/W LINE 198.34 FT, N00-16-09W 402.49 FT, N89-39-56W 266.62 FT, TO A NO
Legal Range	31E
Legal Township	25S
Legal Section	32
Legal Subdivision	FLORIDA AGRICULTURAL COMPANY
Legal Tract	3130
Legal Block	1A
Legal Lot Number	1A
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3025
Census Tract	43700

Owner

Source: Osceola County records · APN 32-25-31-3130-0001-001A

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1400 S NARCOOSSEE RD, SAINT CLOUD, FL 34771-7210
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2025 · Amount on Record
Deed Sale	May 16, 2025 · Amount on Record
Prior Sale	Aug 20, 2024 · Amount on Record
Deed Doc Number	202562568
Deed Book / Page	6789 / 762
Prior Transfer Date	May 09, 2025
Prior Transfer Doc	0067890765
Record Refreshed	Jun 08, 2026

May 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 16, 2025
Property Address	4965 RALPH MILLER RD, SAINT CLOUD, FL 34771-9617
Document Number	0067890762
Book / Page	6789 / 762
Instrument Date	May 09, 2025
Instrument	2025062568
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$17,500.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9000 W COLONIAL DR STE 401, 401, OCOEE, FL 34761-6907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 S NARCOOSSEE RD, SAINT CLOUD, FL 34771-7210

Mortgage

Document Number	0006789765
Date	May 16, 2025
Instrument	6789/765

Lender

Name	SOUTHSTATE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,109.00 (-32.86%)	$397,200 (-28.66%) Land $397,200	$397,200 (-28.66%) Land $397,200
2024	$10,588.00 (+18.7%)
2023	$8,920.00 (+13.17%)	$556,800 (+2%) Land $556,800	$556,800 (+2%) Land $556,800
2022	$7,882.00	$464,000 Land $464,000	$464,000 Land $464,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 35% of Florida
Wildfire Likelihood	About 1 in 459 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.