5145 Masser Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5145 Masser Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Vacant Land > Residential
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$401,990 (2025)
Tax Bill	$3,337.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`322631351400014480`

Exterior

Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	5145 MASSER RD
City	SAINT CLOUD
State	FL
Zip	34772-6427
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	BUENA LAGO PH 4 PB 34 PGS 88-91 LOT 448
Legal Phase	4
Legal Lot Number	448
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1039
Census Tract	43301

Owner

Source: Osceola County records · APN 322631351400014480

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5145 MASSER RD, SAINT CLOUD, FL 34772-6427
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2025 · Amount on Record
Deed Sale	Jul 28, 2025 · Amount on Record
Deed Doc Number	2025094110
Deed Book / Page	6826 / 522
Record Refreshed	Jun 08, 2026

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 28, 2025
Property Address	5145 MASSER RD, SAINT CLOUD, FL 34772-6427
Document Number	0068260522
Book / Page	6826 / 522
Map Reference	MB 34 PG 88-91
Instrument Date	Jul 25, 2025
Instrument	2025094110
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,814.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5145 MASSER RD, SAINT CLOUD, FL 34772-6427

Mortgage

Document Number	0006826523
Date	Jul 28, 2025
Instrument	6826/523

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,337.00	$70,000 Land $70,000	$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	66.0 ft

Wildfire

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	About 1 in 198 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.