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5137 Masser Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5137 Masser Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeResidential Vacant Land
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$450,990 (Sep 2025)
Tax Bill$2,624 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN322631351400014500

Property Details

APN / Parcel Number

Primary APN322631351400014500

Exterior

Lot Area6,970 sqft (0.16 acres)

Location & Zoning

Street Address5137 MASSER RD
CitySAINT CLOUD
StateFL
Zip34772-6427
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBUENA LAGO PH 4 PB 34 PGS 88-91 LOT 450
Legal Phase4
Legal Lot Number450
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1039
Census Tract43301

Owner

Source: Osceola County records · APN 322631351400014500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5137 MASSER RD, SAINT CLOUD, FL 34772-6427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2025 · Amount on Record
Deed SaleSep 17, 2025 · Amount on Record
Deed Document Number2025115313
Deed Book / Page6850 / 1451
Record UpdatedJun 08, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 17, 2025
Property Address5137 MASSER RD, SAINT CLOUD, FL 34772-6427
Document Number0068501451
Book / Page6850 / 1451
Map ReferenceMB 34 PG 88
Instrument DateSep 15, 2025
Instrument2025115313
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 02, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,157.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address5137 MASSER RD, SAINT CLOUD, FL 34772-6427

Mortgage

Document Number0068501452
DateSep 17, 2025
Instrument6850/1452
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,624.00$70,000 Land $70,000$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire LikelihoodAbout 1 in 198 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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