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5145 Gary Rd, Chesaning, MI 48616 Property Records

Saginaw County property record for 5145 Gary Rd, Chesaning, MI 48616 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,296 sqft · built 1975
Lot Size12 acres (522,720 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Nov 2021)
Tax Bill$1,638 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Dec 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-09-4-05-1004-000

Property Details

APN / Parcel Number

Primary APN20-09-4-05-1004-000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,296 sqft Living Area
1st Floor Area2,296 sqft
Basement Area1,976 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area522,720 sqft (12 acres)
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area180 sqft
Deck AreaDeck Area
Patio Area986 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address5145 GARY RD
CityCHESANING
StateMI
Zip48616-9474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW LY 580 FT OF E LY 1580 FT OF N 56.75 ACRES OF NE FRL 1/4 12 ACRES SEC 5 T9N R4E
Legal Range04E
Legal Township09N
Legal Section05
JurisdictionSAGINAW MI
Township / Civil DivisionMAPLE GROVE
Census Block Group3
Census Block3014
Census Tract12900

Owner

Source: Saginaw County records · APN 20-09-4-05-1004-000

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5145 GARY RD, CHESANING, MI 48616-9474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Warranty Deed, Transfer · Conventional Mortgage
FRANKENMUTH CU
Dec 13, 2021Intrafamily Transfer, Transfer
Jul 24, 2018Deed of Trust, Mortgage · Stand-Alone Refinance
INDEPENDENT BANK
Aug 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2021 · Amount on Record
Deed SaleNov 16, 2021 · Amount on Record
Prior SaleMar 28, 2008 · Amount on Record
Deed Document Number202136362
Prior Transfer DateNov 15, 2021
Prior Transfer Doc0000039034
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateNov 16, 2021
Property Address5145 GARY RD, CHESANING, MI 48616-9474
Document Number2021036362
Instrument DateNov 15, 2021
Instrument2021036362
Transaction TypeTransfer
Record UpdatedNov 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5145 GARY RD, 5145, CHESANING, MI 48616-9474

Transferred To (Grantee/Buyer)

NameVerified Name
Address5145 GARY RD, CHESANING, MI 48616-9474

Mortgage

Document Number2021036363
DateNov 16, 2021
Instrument2021036363
Lender
NameFRANKENMUTH CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateDec 13, 2021
Property Address5145 GARY RD, CHESANING, MI 48616-9474
Document Number0000039034
Instrument DateNov 15, 2021
Instrument2021039034
Transaction TypeTransfer
Record UpdatedFeb 11, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5145 GARY RD, 5145, CHESANING, MI 48616-9474

Transferred To (Grantee/Buyer)

NameVerified Name
Address5577 PEET RD, CHESANING, MI 48616-9731

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address5145 GARY RD, CHESANING, MI 48616-9474
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000020072
DateJul 24, 2018
Instrument2018020072
Lender
NameINDEPENDENT BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term337 Months
DueAug 01, 2046

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAGINAW MI
Property Address5145 GARY RD, CHESANING, MI 48616-9474
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019900
DateAug 14, 2020
Instrument2020019900
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionMaple Grove Township
Unified School DistrictNew Lothrop Area Public School (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$188,100 (+27.18%)$376,200 (+27.18%)
2025$1,638.00 (-68.11%) Homeowner's exemption
2023$147,900$295,800
2022$5,136.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261450129003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedDSL40 / 3
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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