Saginaw County property record for 4690 Gary Rd, Chesaning, MI 48616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,534 sqft · built 2003 |
| Lot Size | 39.5 acres (1,720,620 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $38,000 (Feb 2003) |
| Tax Bill | $2,175 (2025) |
| Deeds & Mortgages | Oct 2018 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-10-4-33-3002-000 |
| Primary APN | 04-10-4-33-3002-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,534 sqft Living Area |
| 1st Floor Area | 1,485 sqft |
| Basement Area | 1,485 sqft |
| Unfinished Basement | 1,485 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,720,620 sqft (39.5 acres) |
| Lot Dimensions | 2,607 ft deep x 660 ft wide |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 32 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4690 GARY RD |
|---|---|
| City | CHESANING |
| State | MI |
| Zip | 48616-8440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 PRIMAR |
| Legal Description | W 1/2 E 1/2 SW 1/4 - 40 ACRES SEC 33 T10N R4E |
| Legal Range | 04E |
| Legal Township | 10N |
| Legal Section | 33 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ALBEE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 12900 |
Source: Saginaw County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4690 GARY RD, CHESANING, MI 48616-8440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 4, 2003 · Amount on Record |
| Deed Sale | Feb 4, 2003 · Amount on Record |
| Prior Sale | Mar 16, 1995 · Amount on Record |
| Deed Document Number | 20037120202 |
| Deed Book / Page | 2239 / 581 |
| Last Transfer Date | Mar 25, 2015 |
| Transfer Doc | 0000007366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4690 GARY RD, CHESANING, MI 48616-8440 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000027442 |
|---|---|
| Date | Oct 29, 2018 |
| Instrument | 2018027442 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 277 Months |
| Due | Nov 1, 2041 |
Source: Saginaw County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Albee Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,500 (+30.61%) | $541,000 (+30.61%) | |
| 2025 | $2,175.00 (-62.46%) Homeowner's exemption | ||
| 2023 | $207,100 | $414,200 | |
| 2022 | $5,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
| Brightspeed DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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