5145 Chamber Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 5145 Chamber Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$153,301 (Dec 2017)
Tax Bill	$1,415 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5181-1810-0210`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5181-1810-0210`
Alternative APNs	`00770302` `770302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	126 ft deep x 92 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	195 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00770302
Street Address	5145 CHAMBER CT
City	SPRING HILL
State	FL
Zip	34609-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 REPLAT BLK 1810 LOT 21
Legal Range	18E
Legal Township	23S
Legal Section	08
Legal Subdivision	SPRING HILL UNIT 18 1ST REP
Legal Block	1810
Legal Lot Number	21
Legal Unit	18
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3016
Census Tract	41006

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5145 CHAMBER CT, SPRING HILL, FL 34609-1610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage REPUBLIC BANK & TRUST CO
Dec 27, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	May 26, 2005 · Amount on Record
Deed Document Number	2017072567
Deed Book / Page	3538 / 0456
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5145 CHAMBER CT, SPRING HILL, FL 34609-1610
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 CHAMBER CT, SPRING HILL, FL 34609-1610

Mortgage

Document Number	0040121881
Date	Jun 15, 2021
Book Page	4012/1881
Instrument	2021044866

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 27, 2017
Property Address	5145 CHAMBER CT, SPRING HILL, FL 34609-1610
Document Number	0035380456
Book / Page	3538 / 0456
Map Reference	MB16 PG90-94
Instrument Date	Nov 30, 2017
Instrument	2017072567
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	STEEL CITY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,073.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5145 CHAMBER CT, SPRING HILL, FL 34609-1610

Mortgage

Document Number	2017072568
Date	Dec 27, 2017
Instrument	2017072568

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,415.00 (+2.17%) Additional exemption filed	$138,623 (+5.99%)	$259,183 (+5%) Land $48,338 Building $210,845
2023		$130,792 (+3%) Land $130,792
2022	$1,385.00 Homeowner's exemption	$126,983	$246,849 Land $37,381 Building $209,468

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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