5105 Chamber Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 5105 Chamber Ct, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,438 sqft · built 1980
Lot Size	0.202 acres (8,801 sqft)
Owner	Company Name on File
Last Sale	$100 (Sep 2016)
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5181-1810-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5181-1810-0160`
Alternative APNs	`00770259` `770259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
Gross Area	1,908 sqft
1st Floor Area	1,438 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,801 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	92 sqft
Patio Area	130 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00770259
Street Address	5105 CHAMBER CT
City	SPRING HILL
State	FL
Zip	34609-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 REPLAT BLK 1810 LOT 16 ORB 2506 PG 259
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18 1ST REP
Legal Block	1810
Legal Lot Number	16
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3016
Census Tract	41006

Owner

5105 Chamber Ct is owned by a company that acquired it in September 2016.

Source: Hernando County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Commercial Mortgage GOLDMAN SACHS MORTGAGE COMPANY
Jun 4, 2021	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
Dec 27, 2018	Loan Modification, Mortgage · Line of Credit MORGAN STANLEY MTG CAP HOLDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on File
Deed Sale	Sep 1, 2016 · Amount on File
Prior Sale	Dec 12, 2013 · Amount on File
Deed Book / Page	3402 / 726
Last Transfer Date	Sep 26, 2016
Transfer Doc	0034020726
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5105 CHAMBER CT, SPRING HILL, FL 34609-1610
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0046240846
Date	Oct 21, 2025
Book Page	4624/846
Instrument	2025073017

Lender

Name	GOLDMAN SACHS MORTGAGE COMPANY
Type	Mortgage Company
Address	14282

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5105 CHAMBER CT, SPRING HILL, FL 34609-1610
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	SELECTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040080435
Date	Jun 4, 2021
Book Page	4008/435
Instrument	2021041884

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Recording Date	Dec 27, 2018
Property Address	5105 CHAMBER CT, SPRING HILL, FL 34609-1610
Document Number	0036551011
Book / Page	003655 / 001011
Instrument Date	Dec 7, 2018
Instrument	77101
Transaction Type	Mortgage
Record Updated	Feb 14, 2019
Title Company	PREMIUM TITLE INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3505 KOGER BLVD #400 DULUTH GA 300967672, 400, DULUTH, GA 30096-7672
Investor	Possibly a Property Investor

Mortgage

Document Number	36551011
Date	Dec 27, 2018
Book Page	003655/001011
Instrument	77101

Lender

Name	MORGAN STANLEY MTG CAP HOLDING
Type	Mortgage Company
Address	1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5105 Chamber Ct was $2,873.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,873.00	$138,940	$170,641 Land $35,292 Building $135,349
2023		$114,826 (-26.62%) Land $114,826
2022	$2,050.00	$156,483 Land $24,819 Building $131,664	$163,209 Land $27,283 Building $135,926

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5105 Chamber Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2004–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5105 Chamber Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Tillman Fiber.

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