Anne Arundel County property record for 5145 Cedarlea Dr, West River, MD 20778
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,067 sqft · built 1988 |
| Lot Size | 0.479 acres (20,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $404,500 (Dec 2020) |
| Tax Bill | $5,142 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-159-90029900 |
| Primary APN | 07-159-90029900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,067 sqft Living Area |
| Gross Area | 2,574 sqft |
| 1st Floor Area | 1,040 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,867 sqft (0.479 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 156 sqft |
| Deck Area | 427 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 15990029900 |
|---|---|
| Street Address | 5145 CEDARLEA DR |
| City | WEST RIVER |
| State | MD |
| Zip | 20778-9798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 45 PL 4 CEDARLEA |
| Legal Subdivision | CEDARLEA |
| Legal Block | 1 |
| Legal Lot Number | 45 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 707001 |
5145 Cedarlea Dr is owned and occupied by two individuals who bought it in December 2020.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5145 CEDARLEA DR, WEST RIVER, MD 20778-9798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Dec 3, 2020 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2020 · Amount on File |
| Deed Sale | Dec 3, 2020 · Amount on File |
| Prior Sale | Dec 14, 1987 · Amount on File |
| Deed Book / Page | 35713 / 454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 8, 2026 |
| Property Address | 5145 CEDARLEA DR, WEST RIVER, MD 20778-9798 |
| Document Number | 4251000443 |
| Book / Page | 42517 / 443 |
| Instrument Date | Jun 29, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 5145 CEDARLEA DR, WEST RIVER, MD 20778-9798 |
| Document Number | 4251000443, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 42517/443 |
| Name | SPRING EQ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Dec 3, 2020 |
| Property Address | 5145 CEDARLEA DR, WEST RIVER, MD 20778-9798 |
| Document Number | 0357130454 |
| Book / Page | 35713 / 454 |
| Map Reference | MB 77 FO 39 |
| Instrument Date | Oct 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,067.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5145 CEDARLEA DR, 5145, WEST RIVER, MD 20778-9798 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5145 CEDARLEA DR, WEST RIVER, MD 20778-9798 |
| Document Number | 35713460 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 35713/460 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 5145 Cedarlea Dr was $5,142 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,300 (+3.14%) Land $203,200 Building $244,100 | $447,300 (-) Land $203,200 Building $244,100 | |
| 2025 | $5,142.00 Homeowner's exemption | $433,700 | $447,300 Land $203,200 Building $244,100 |
| 2023 | $4,438.00 Homeowner's exemption | $406,500 Land $203,200 Building $203,300 | $406,500 Land $203,200 Building $203,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5145 Cedarlea Dr in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 50 (1979–2024) |
| Claims Outside the SFHA | 11 of 50 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5145 Cedarlea Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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