5139 Cedarlea Dr, West River, MD 20778 Property Records

Anne Arundel County property record for 5139 Cedarlea Dr, West River, MD 20778

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,208 sqft · built 1988
Lot Size0.413 acres (18,000 sqft)
Owner2 Individual Names on File
Last Sale$134,500 (Feb 1988)
Tax Bill$3,859 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN07-159-90029897

Property Details

APN / Parcel Number

Primary APN07-159-90029897
Alternative APNs
  • 7-159-90029897
  • 15990029897

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,208 sqft Living Area
Gross Area2,832 sqft
1st Floor Area1,304 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area18,000 sqft (0.413 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area703 sqft
PorchOpen Porch
Porch Area88 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number15990029897
Street Address5139 CEDARLEA DR
CityWEST RIVER
StateMD
Zip20778-9798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 42 PL 4 CEDARLEA
Legal SubdivisionCEDARLEA
Legal Block1
Legal Lot Number42
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1002
Census Tract707001

Owner

5139 Cedarlea Dr is owned and occupied by two individuals who bought it in February 1988.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address5139 CEDARLEA DR, WEST RIVER, MD 20778-9798
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 1988 · Amount on File
Deed SaleFeb 11, 1988 · Amount on File
Deed Book / Page4548 / 62
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address5139 CEDARLEA DR, WEST RIVER, MD 20778-9798
Transaction TypeMortgage
Record UpdatedJun 8, 2022
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0387520208
DateMay 19, 2022
Book Page38752/208
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
AddressLEESBURG, VA 20175
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address5139 CEDARLEA DR, WEST RIVER, MD 20778-9798
Transaction TypeMortgage
Record UpdatedJan 28, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5139 CEDARLEA DR, WEST RIVER, MD 20778-9798

Mortgage

Document Number0382010292
DateJan 12, 2022
Book Page38201/292
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 5139 Cedarlea Dr was $3,859 with a homeowner's exemption, up 2% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$459,200 (+3.34%) Land $199,500 Building $259,700$459,200 (-) Land $199,500 Building $259,700
2025$3,859.00 (+2.04%) Homeowner's exemption$444,367$459,200 Land $199,500 Building $259,700
2024$3,782.00 (+18.22%)
2023$3,199.00 Homeowner's exemption$414,700 Land $199,500 Building $215,200$414,700 Land $199,500 Building $215,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5139 Cedarlea Dr in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 101 policies
Nearby Flood Policies101 in force
Nearby Flood Claims50 (1979–2024)
Claims Outside the SFHA11 of 50
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5139 Cedarlea Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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