5049 Vincent Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 5049 Vincent Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,901 sqft · built 1900
Lot Size	6.01 acres (261,796 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Jun 2005)
Tax Bill	$2,818 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-010-3006-000`

Property Details

APN / Parcel Number

Primary APN	`74-15-010-3006-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,901 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	893 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	261,796 sqft (6.01 acres)
Lot Dimensions	269 ft deep x 970 ft wide
Garage Area	713 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5049 VINCENT RD
City	CLYDE
State	MI
Zip	48049-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	N 970' OF E 270' OF SE 1/4 OF SE 1/4 SECTION 10 T7N R16E 6.01 A
Legal Range	16E
Legal Township	07N
Legal Section	10
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2015
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5049 VINCENT RD, CLYDE, MI 48049-2615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Feb 26, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL INC
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit ADVIA CU
May 24, 2017	Quit Claim Deed, Transfer LIBERTY TITLE
May 24, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FIN'L
May 24, 2017	Quit Claim Deed, Transfer LIBERTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2005 · Amount on Record
Deed Sale	Jun 20, 2005 · Amount on Record
Deed Document Number	200519803
Deed Book / Page	3361 / 930
Last Transfer Date	May 11, 2017
Transfer Doc	0048330705
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5049 VINCENT RD, CLYDE, MI 48049-2615
Transaction Type	Mortgage
Record Updated	Feb 8, 2022
Title Company	ATA NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5049 VINCENT RD, CLYDE, MI 48049-2615

Mortgage

Document Number	0005477466
Date	Jan 20, 2022
Book Page	5477/466
Instrument	2022001584

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5049 VINCENT RD, CLYDE, MI 48049-2615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051560728
Date	Feb 26, 2020
Book Page	5156/728
Instrument	2020004901

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5049 VINCENT RD, CLYDE, MI 48049-2615
Document Number	0051750509
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5049 VINCENT RD CLYDE MI 480492615, CLYDE, MI 48049-2615

Mortgage

Document Number	0051750509
Date	Apr 18, 2020
Book Page	005175/000509

Lender

Name	ADVIA CU
Type	Credit Union
Address	PARCHMENT, MI 49004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 17, 2040

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 24, 2017
Property Address	5049 VINCENT RD, CLYDE, MI 48049-2615
Document Number	0048330722
Book / Page	004833 / 000722
Instrument Date	May 11, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 13TH ST PORT HURON MI 480604323, PORT HURON, MI 48060-4323

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 24, 2017
Property Address	5049 VINCENT RD, CLYDE, MI 48049-2615
Document Number	0048330704
Book / Page	004833 / 000704
Instrument Date	May 11, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 13TH ST PORT HURON MI 480604323, PORT HURON, MI 48060-4323

Mortgage

Document Number	48330705
Date	May 24, 2017
Book Page	004833/000705

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 24, 2017
Property Address	5049 VINCENT RD, CLYDE, MI 48049-2615
Document Number	0048330702
Book / Page	004833 / 000702
Instrument Date	May 11, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	LIBERTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11539 HILL RD RILEY MI 480411909, RILEY, MI 48041-1909

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,500 (+5.28%)	$295,000 (+5.28%)
2025	$2,818.00 (+2.73%) Homeowner's exemption	$140,100 (+12.35%)
2024	$2,743.00 (+9.07%)		$280,200 (+12.35%)
2023		$124,700
2022	$2,515.00		$249,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber · Fixed Wireless in parts of the area	5,000 / 5,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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