5140 N River Rd, Unit B, Oceanside, CA 92057 Property Records

San Diego County property record for 5140 N River Rd, Unit B, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 992 sqft · built 1984
Lot Size	3.44 acres (150,096 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Oct 2023)
Tax Bill	$4,832 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-35-42`

Property Details

APN / Parcel Number

Primary APN	`122-081-35-42`
Alternative APN	`1220812442`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	992 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	150,096 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1220812442
Street Address	5140 N RIVER RD, B
City	OCEANSIDE
State	CA
Zip	92057-3714
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US 42 PER D84-249553&(EX ST&D08-239731)UND INT IN ST CLSD TR 010459
Legal Subdivision	RIVERVIEW TWNHMS
Legal Tract	010459
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 CHARLES DR, OCEANSIDE, CA 92057-3626
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage SUNFLOWER BANK NA
Oct 10, 2023	Grant Deed, Transfer · Conventional Mortgage COMMUNITY FIRST NATIONAL BANK
Oct 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage VISION ONE MORTGAGE INC
Oct 2, 2017	Quit Claim Deed, Transfer PROVIDENT TITLE
Oct 2, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage VISION ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2023 · Amount on Record
Deed Sale	Oct 10, 2023 · Amount on Record
Prior Sale	Nov 14, 2014 · Amount on Record
Deed Document Number	2023274367
Prior Transfer Date	Oct 25, 2020
Prior Transfer Doc	0000674026
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5140 N RIVER RD UNIT B, B, OCEANSIDE, CA 92057-3714
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 CHARLES DR, OCEANSIDE, CA 92057-3626

Mortgage

Document Number	0000327565
Date	Nov 20, 2025
Instrument	2025-0327565

Lender

Name	SUNFLOWER BANK NA
Type	Bank
Address	RICHARDSON, TX 75083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 10, 2023
Property Address	5140 N RIVER RD UNIT B, B, OCEANSIDE, CA 92057-3714
Document Number	0000274367
Map Reference	MAP 10459
Instrument Date	Sep 13, 2023
Instrument	2023-0274367
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	715 CHARLES DR, OCEANSIDE, CA 92057-3626

Mortgage

Document Number	0000274368
Date	Oct 10, 2023
Instrument	2023-0274368

Lender

Name	COMMUNITY FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 30, 2020
Property Address	5140 N RIVER RD UNIT B, B, OCEANSIDE, CA 92057-3714
Document Number	0000674026
Map Reference	MAP 10459
Instrument Date	Oct 25, 2020
Instrument	2020-0674026
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECT INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16661 VIA LAGO AZUL, RANCHO SANTA FE, CA 92067

Mortgage

Document Number	0000674027
Date	Oct 30, 2020
Instrument	2020-0674027

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2017
Property Address	5140 N RIVER RD UNIT B, B, OCEANSIDE, CA 92057-3714
Document Number	0000451738
Instrument Date	Sep 18, 2017
Instrument	451738
Transaction Type	Transfer
Record Updated	Oct 6, 2017
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	11185 LEE WAY #35208 SAN DIEGO CA 921266728, 35208, SAN DIEGO, CA 92126-6728

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 2, 2017
Property Address	5140 N RIVER RD UNIT B, B, OCEANSIDE, CA 92057-3714
Document Number	0000451739
Map Reference	MAP10459
Instrument Date	Sep 18, 2017
Instrument	2017-0451739
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PROVIDENT TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	560 N COAST HIGHWAY 101 # 101, 101, ENCINITAS, CA 92024-2038

Mortgage

Document Number	0000451740
Date	Oct 2, 2017
Instrument	2017-0451740

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$436,966 (+2%) Land $273,108 Building $163,858
2025	$4,832.00 (+1.94%)	$428,399 (+131.79%) Land $267,753 Building $160,646
2024	$4,740.00 (+127.23%)
2023	$2,086.00 (+1.51%)	$184,822 Land $115,515 Building $69,307
2022	$2,055.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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