5140 N River Rd, Unit A, Oceanside, CA 92057 Property Records

San Diego County property record for 5140 N River Rd, Unit A, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 992 sqft · built 1984
Lot Size	3.44 acres (150,096 sqft)
Owner	2 Company Names on Record
Last Sale	$187,500 (Oct 2017)
Tax Bill	$3,414 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2018 Transfer + 2 more
Flood Zone	Zone X (moderate risk)
APN	`122-081-35-41`

Property Details

APN / Parcel Number

Primary APN	`122-081-35-41`
Alternative APN	`1220812441`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	992 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Lot Area	150,096 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1220812441
Street Address	5140 N RIVER RD, A
City	OCEANSIDE
State	CA
Zip	92057-3714
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C
Legal Description	LOT 1 US 41 PER D84-249553&(EX ST&D08-239731)UND INT IN ST CLSD TR 010459
Legal Subdivision	RIVERVIEW TWNHMS
Legal Tract	010459
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	24053 VERDUN LN, MURRIETA, CA 92562-1933
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 26, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 26, 2018	Grant Deed, Transfer · Conventional with PMI FINANCE OF AMERICA MTG
Oct 5, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Aug 25, 2009 · Amount on Record
Deed Document Number	2017461377
Prior Transfer Date	May 10, 1996
Prior Transfer Doc	0000244657
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5140 N RIVER RD UNIT A, A, OCEANSIDE, CA 92057-3714
Document Number	0000294566
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5140 N RIVER RD #A OCEANSIDE CA 920573714, A, OCEANSIDE, CA 92057-3714

Mortgage

Document Number	0000294566
Date	Jul 22, 2019
Instrument	294566

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2018
Property Address	5140 N RIVER RD UNIT A, A, OCEANSIDE, CA 92057-3714
Document Number	0000167309
Instrument Date	Apr 12, 2018
Instrument	167309
Transaction Type	Transfer
Record Updated	May 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	5140 N RIVER RD #A OCEANSIDE CA 920573714, A, OCEANSIDE, CA 92057-3714

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2018
Property Address	5140 N RIVER RD UNIT A, A, OCEANSIDE, CA 92057-3714
Document Number	0000167308
Instrument Date	Apr 6, 2018
Instrument	167308
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5140 N RIVER RD #A OCEANSIDE CA 920573714, A, OCEANSIDE, CA 92057-3714

Mortgage

Document Number	167310
Date	Apr 26, 2018
Instrument	167310

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2017
Property Address	5140 N RIVER RD UNIT A, A, OCEANSIDE, CA 92057-3714
Document Number	0000461377
Instrument Date	Sep 25, 2017
Instrument	461377
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$206.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	772 JAMACHA RD #131 EL CAJON CA 920193201, 131, EL CAJON, CA 92019-3201

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$307,548 (+2%) Land $204,757 Building $102,791
2025	$3,414.00 (+7.73%)	$301,519 (+4.04%) Land $200,743 Building $100,776
2023	$3,169.00 (+1.57%) Homeowner's exemption	$289,812 Land $192,949 Building $96,863
2022	$3,120.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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