St. Johns County property record for 5140 Gracewood Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,841 sqft · built 2001 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Dec 2022) |
| Tax Bill | $5,224 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029391-1100 |
| Primary APN | 029391-1100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,841 sqft Living Area |
| Gross Area | 2,557 sqft |
| 1st Floor Area | 1,841 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 427 sqft |
| Patio Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5140 GRACEWOOD LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMHS |
| Legal Description | 27/4-5 GRACEWOOD ESTATES REPLAT BLK 1 LOTS 10 & 11 OR5682/378 |
| Legal Range | 28E |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | GRACEWOOD ESTATES REPLAT |
| Legal Block | 1 |
| Legal Lot Number | 10,11 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4037 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA |
| Mar 28, 2025 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 20, 2022 | Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 11, 2017 | Warranty Deed, Transfer · Conventional with PMI COMMUNITY FIRST CU/FL |
| Sep 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2022 · Amount on Record |
| Deed Sale | Dec 20, 2022 · Amount on Record |
| Prior Sale | Oct 11, 2017 · Amount on Record |
| Deed Document Number | 2022113856 |
| Deed Book / Page | 5682 / 378 |
| Prior Transfer Date | Dec 15, 2022 |
| Prior Transfer Doc | 0056820378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461 |
| Investor | Possibly a Property Investor |
| Document Number | 0053331578 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 5333/1578 |
| Instrument | 2021085483 |
| Name | COMMUNITY FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461 |
| Document Number | 0061201770 |
|---|---|
| Date | Mar 28, 2025 |
| Book Page | 6120/1770 |
| Instrument | 2025023999 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 20, 2022 |
| Property Address | 5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461 |
| Document Number | 0056820378 |
| Book / Page | 5682 / 378 |
| Map Reference | MB 27 PG 4&5 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022113856 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3521 CAROLWOOD LN, ST AUGUSTINE, FL 32086-4319 |
| Name | Verified Name |
|---|---|
| Address | 5140 GRACEWOOD LN, ST AUGUSTINE, FL 32092-0461 |
| Document Number | 0005682380 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 5682/380 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 11, 2017 |
| Property Address | 5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461 |
| Document Number | 0044461677 |
| Book / Page | 004446 / 001677 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 69106 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,407.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5140 GRACEWOOD LN ST AUGUSTINE FL 320920461, ST AUGUSTINE, FL 32092-0461 |
| Document Number | 44461679 |
|---|---|
| Date | Oct 11, 2017 |
| Book Page | 004446/001679 |
| Instrument | 69107 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 7, 2017 |
| Property Address | 5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461 |
| Document Number | 0044330107 |
| Book / Page | 004433 / 000107 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 61964 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5140 GRACEWOOD LN ST AUGUSTINE FL 320920461, ST AUGUSTINE, FL 32092-0461 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $400,840 (-0.26%) Land $152,000 Building $248,840 | $400,840 (-0.26%) Land $152,000 Building $248,840 | |
| 2025 | $5,224.00 (-5.67%) Homeowner's exemption | $401,874 (-4.63%) | $401,874 (-4.63%) Land $152,000 Building $249,874 |
| 2024 | $5,538.00 (+1.5%) | $421,389 (+2.81%) | $421,389 (+2.81%) Land $160,000 Building $261,389 |
| 2023 | $5,456.00 (+54.43%) | $409,860 (+38.01%) | $409,860 (-0.36%) Land $159,040 Building $250,820 |
| 2022 | $3,533.00 Homeowner's exemption | $296,974 | $411,321 Land $159,040 Building $252,281 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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