5140 Gracewood Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5140 Gracewood Ln, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,841 sqft · built 2001
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Dec 2022)
Tax Bill$5,224 (2025)
Deeds & MortgagesAug 2021 Mortgage
Mar 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN029391-1100

Property Details

APN / Parcel Number

Primary APN029391-1100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,841 sqft Living Area
Gross Area2,557 sqft
1st Floor Area1,841 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area427 sqft
Patio Area276 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5140 GRACEWOOD LN
CitySAINT AUGUSTINE
StateFL
Zip32092-0461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMHS
Legal Description27/4-5 GRACEWOOD ESTATES REPLAT BLK 1 LOTS 10 & 11 OR5682/378
Legal Range28E
Legal Township07S
Legal Section05
Legal SubdivisionGRACEWOOD ESTATES REPLAT
Legal Block1
Legal Lot Number10,11
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4037
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Mar 28, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 20, 2022Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 11, 2017Warranty Deed, Transfer · Conventional with PMI
COMMUNITY FIRST CU/FL
Sep 7, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Prior SaleOct 11, 2017 · Amount on Record
Deed Document Number2022113856
Deed Book / Page5682 / 378
Prior Transfer DateDec 15, 2022
Prior Transfer Doc0056820378
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
InvestorPossibly a Property Investor

Mortgage

Document Number0053331578
DateAug 3, 2021
Book Page5333/1578
Instrument2021085483
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
Transaction TypeMortgage
Record UpdatedOct 23, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461

Mortgage

Document Number0061201770
DateMar 28, 2025
Book Page6120/1770
Instrument2025023999
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueJan 1, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 20, 2022
Property Address5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
Document Number0056820378
Book / Page5682 / 378
Map ReferenceMB 27 PG 4&5
Instrument DateDec 15, 2022
Instrument2022113856
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3521 CAROLWOOD LN, ST AUGUSTINE, FL 32086-4319

Transferred To (Grantee/Buyer)

NameVerified Name
Address5140 GRACEWOOD LN, ST AUGUSTINE, FL 32092-0461

Mortgage

Document Number0005682380
DateDec 20, 2022
Instrument5682/380
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateOct 11, 2017
Property Address5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
Document Number0044461677
Book / Page004446 / 001677
Instrument DateOct 5, 2017
Instrument69106
Transaction TypeTransfer
Record UpdatedOct 25, 2017
Title CompanyLAND TITLE/AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,407.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5140 GRACEWOOD LN ST AUGUSTINE FL 320920461, ST AUGUSTINE, FL 32092-0461

Mortgage

Document Number44461679
DateOct 11, 2017
Book Page004446/001679
Instrument69107
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 10, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateSep 7, 2017
Property Address5140 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
Document Number0044330107
Book / Page004433 / 000107
Instrument DateAug 31, 2017
Instrument61964
Transaction TypeTransfer
Record UpdatedOct 3, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5140 GRACEWOOD LN ST AUGUSTINE FL 320920461, ST AUGUSTINE, FL 32092-0461

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,840 (-0.26%) Land $152,000 Building $248,840$400,840 (-0.26%) Land $152,000 Building $248,840
2025$5,224.00 (-5.67%) Homeowner's exemption$401,874 (-4.63%)$401,874 (-4.63%) Land $152,000 Building $249,874
2024$5,538.00 (+1.5%)$421,389 (+2.81%)$421,389 (+2.81%) Land $160,000 Building $261,389
2023$5,456.00 (+54.43%)$409,860 (+38.01%)$409,860 (-0.36%) Land $159,040 Building $250,820
2022$3,533.00 Homeowner's exemption$296,974$411,321 Land $159,040 Building $252,281

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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