5128 Gracewood Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 5128 Gracewood Ln, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,648 sqft · built 2003
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (May 2003)
Tax Bill$1,707 (2025)
Deeds & MortgagesJul 2025 Second Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN029391-1070

Property Details

APN / Parcel Number

Primary APN029391-1070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,648 sqft Living Area
Gross Area1,888 sqft
1st Floor Area1,368 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area21,780 sqft (0.5 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area376 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5128 GRACEWOOD LN
CitySAINT AUGUSTINE
StateFL
Zip32092-0461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMHS
Legal Description27/4-5 GRACEWOOD ESTATES REPLAT BLK 1 LOT 7 OR1956/87
Legal Range28E
Legal Township07S
Legal Section05
Legal SubdivisionGRACEWOOD ESTATES REPLAT
Legal Block1
Legal Lot Number7
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4037
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5128 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
Jan 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2003 · Amount on Record
Deed SaleMay 19, 2003 · Amount on Record
Prior SaleDec 30, 2002 · Amount on Record
Deed Document Number200334060
Deed Book / Page1956 / 87
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5128 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5128 GRACEWOOD LN, ST AUGUSTINE, FL 32092-0461

Mortgage

Document Number0061870775
DateJul 21, 2025
Book Page6187/775
Instrument2025057650
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2045

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address5128 GRACEWOOD LN, SAINT AUGUSTINE, FL 32092-0461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address5128 GRACEWOOD LN, ST AUGUSTINE, FL 32092-0461

Mortgage

Document Number0051451472
DateJan 7, 2021
Book Page5145/1472
Instrument2021002024
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$144,520 (+2.7%)$294,582 (+0.56%) Land $95,000 Building $199,582
2025$1,707.00 (+15.81%) Homeowner's exemption$140,721 (+2.9%)$292,951 (+2.11%) Land $95,000 Building $197,951
2024$1,474.00 (+2.43%) Homeowner's exemption$136,755 (+3%)$286,887 (+2.3%) Land $80,000 Building $206,887
2023$1,439.00 (+5.89%) Homeowner's exemption$132,772 (+4.45%)$280,436 (-0.16%) Land $79,520 Building $200,916
2022$1,359.00 Homeowner's exemption$127,116$280,877 Land $79,520 Building $201,357

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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