5140 Appenine Loop W, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5140 Appenine Loop W, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2014
Square Footage	2,511 sqft Living Area
Lot Size	5,662 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$385,000 (2018)
Tax Bill	$4,503.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-25-31-4258-0001-0250`
Alternative APN	`253120425800010250`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,511 sqft Living Area
Gross Area	3,339 sqft Gross Area
1st Floor	1,878 sqft 1st Floor
Upper Floors	633 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,662 sqft (0.13 acres)
Depth X Width	115 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	674 sqft Garage
Patio Area	100 sqft Patio
Porch Area	266 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	5140 APPENINE LOOP W
City	SAINT CLOUD
State	FL
Zip	34771-9213
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 25
Legal Range	31E
Legal Township	25S
Legal Section	20
Legal Subdivision	NARCOOSSEE VILLAGE PH 1
Legal Phase	1
Legal Tract	4258
Legal Block	250
Legal Lot Number	25
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3009
Census Tract	43700

Owner

Source: Osceola County records · APN 20-25-31-4258-0001-0250

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5140 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Deed Doc Number	201864046
Deed Book / Page	5321 / 1729
Record Refreshed	Sep 20, 2026

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 24, 2018
Property Address	5140 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Document Number	0053211729
Book / Page	005321 / 001729
Instrument Date	Mar 23, 2018
Instrument	64046
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2019
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	5140 APPENINE LOOP W ST CLOUD FL 347719213, ST CLOUD, FL 34771-9213

Mortgage

Document Number	53211730
Date	Apr 24, 2018
Book Page	005321/001730
Instrument	64047

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00 (+7.11%) Homeowner's exemption	$314,453 (+5.99%)	$404,900 (-2.81%) Land $75,000 Building $329,900
2023	$4,204.00 (+4.03%) Homeowner's exemption	$296,691 (+3%)	$416,600 (+16.11%) Land $65,000 Building $351,600
2022	$4,041.00 Homeowner's exemption	$288,050	$358,800 Land $60,000 Building $298,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,124 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.