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5134 Appenine Loop W, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5134 Appenine Loop W, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage2,092 sqft Living Area
Lot Size5,662 sqft (0.13 acres)
GarageAttached, 420 sqft
Last Sale$295,000 (2019)
Tax Bill$5,623.00 (2024)

Property Details

APN / Parcel Number

Primary APN20-25-31-4258-0001-0280
Alternative APN
  • 253120425800010280

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,092 sqft Living Area
Gross Area2,666 sqft Gross Area
1st Floor2,092 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,662 sqft (0.13 acres)
Depth X Width115 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area154 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5134 APPENINE LOOP W
CitySAINT CLOUD
StateFL
Zip34771-9213
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNARCOOSSEE VILLAGE PH 1 PB 22 PG 141-145 LOT 28
Legal Range31E
Legal Township25S
Legal Section20
Legal SubdivisionNARCOOSSEE VILLAGE PH 1
Legal Phase1
Legal Tract4258
Legal Block280
Legal Lot Number28
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3009
Census Tract43700

Owner

Source: Osceola County records · APN 20-25-31-4258-0001-0280

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2020Quit Claim Deed, Transfer
OS NATIONAL LLC, OS NAT'L LLC
Oct 10, 2019Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC
Jun 21, 2019Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
M&I FIN'L
Dec 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2019 · Amount on Record
Deed SaleOct 10, 2019 · Amount on Record
Prior SaleSep 29, 2015 · Amount on Record
Deed Doc Number2019130743
Deed Book / Page5603 / 1143
Last Transfer DateFeb 21, 2020
Transfer Doc0056802661
Record RefreshedJun 08, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 26, 2020
Property Address5134 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Document Number0056802661
Book / Page005680 / 002661
Instrument DateFeb 21, 2020
Instrument27955
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyOS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 10, 2019
Property Address5134 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Document Number0056031143
Book / Page005603 / 001143
Instrument DateOct 07, 2019
Instrument130743
Transaction TypeTransfer
Record UpdatedOct 28, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$2,065.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address5134 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Document Number0055710980
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedAug 21, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5134 APPENINE LOOP W ST CLOUD FL 347719213, ST CLOUD, FL 34771-9213

Mortgage

Document Number0055710980
DateAug 09, 2019
Book Page005571/000980
Instrument103168
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressEWING, NJ 08618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 08, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5134 APPENINE LOOP W, SAINT CLOUD, FL 34771-9213
Document Number0052842337
Instrument DateDec 09, 2017
Transaction TypeMortgage
Record UpdatedFeb 27, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5134 APPENINE LOOP W ST CLOUD FL 347719213, ST CLOUD, FL 34771-9213

Mortgage

Document Number0052842337
DateFeb 13, 2018
Book Page005284/002337
Instrument24460
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,717.00 (+1.67%)$361,200 (-2.48%) Land $75,000 Building $286,200$361,200 (-2.48%) Land $75,000 Building $286,200
2024$5,623.00 (+5.58%)
2023$5,326.00 (+11.91%)$370,400 (+16.11%) Land $65,000 Building $305,400$370,400 (+16.11%) Land $65,000 Building $305,400
2022$4,759.00$319,000 Land $60,000 Building $259,000$319,000 Land $60,000 Building $259,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,124 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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