514 Wilson Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 514 Wilson Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.137 acres (5,999 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jan 2018)
Tax Bill	$2,586 (2026)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.00475.00`

Property Details

APN / Parcel Number

Primary APN	`17.00475.00`

Exterior

Lot Area	5,999 sqft (0.137 acres)

Location & Zoning

Street Address	514 WILSON AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 A A WRIGHT'S ADDN LOT-004 BLOCK-002
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	A A WRIGHT'S ADDN
Legal Block	2
Legal Lot Number	4
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5054
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	600 BROADWAY AVE S, SAUK RAPIDS, MN 56379-1140
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage SENTRY BANK
Sep 13, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 2, 2018	Warranty Deed, Transfer SENTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2018 · Amount on Record
Deed Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	2018427136
Prior Transfer Date	May 24, 2013
Prior Transfer Doc	0000399062
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	514 WILSON AVE SE, SAINT CLOUD, MN 56304-1041
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	432562
Date	Oct 31, 2018
Instrument	432562

Lender

Name	SENTRY BANK
Type	Bank
Address	SAINT JOSEPH, MN 56374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 26, 2023

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BENTON MN
Recording Date	Sep 13, 2018
Property Address	514 WILSON AVE SE, SAINT CLOUD, MN 56304-1041
Document Number	431697
Instrument Date	Sep 4, 2018
Instrument	431697
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 BROADWAY AVE S, SAUK RAPIDS, MN 56379-1140

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jan 2, 2018
Property Address	514 WILSON AVE SE, SAINT CLOUD, MN 56304-1041
Document Number	427136
Instrument Date	Dec 28, 2017
Instrument	427136
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	427137
Date	Jan 2, 2018
Instrument	427137

Lender

Name	SENTRY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	2 Months
Due	Mar 28, 2018

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,586.00 (+23.85%)	$179,800 (+8.51%) Land $25,000 Building $154,800	$179,800 (+8.51%) Land $25,000 Building $154,800
2023	$2,088.00	$165,700 Land $25,000 Building $140,700	$165,700 Land $25,000 Building $140,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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