503 Wilson Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 503 Wilson Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.229 acres (9,987 sqft)
Owner	Individual Name on Record
Last Sale	$259,900 (Dec 2025)
Tax Bill	$2,346 (2026)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.00125.00`

Property Details

APN / Parcel Number

Primary APN	`17.00125.00`

Exterior

Lot Area	9,987 sqft (0.229 acres)

Location & Zoning

Street Address	503 WILSON AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-1042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 AUDITORS 1916 SUBD OF 36-36-31 LOT-038
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	AUDITORS 1916 SUBD OF 36-36-31
Legal Lot Number	38
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5058
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	503 WILSON AVE NE, SAINT CLOUD, MN 56304-0143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Deed Document Number	2025480763
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Dec 4, 2025
Property Address	503 WILSON AVE SE, SAINT CLOUD, MN 56304-1042
Document Number	0000480763
Instrument Date	Dec 1, 2025
Instrument	480763
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$857.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 WILSON AVE NE, SAINT CLOUD, MN 56304-0143

Mortgage

Document Number	0000480764
Date	Dec 4, 2025
Instrument	480764

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,346.00 (+14.55%) Homeowner's exemption	$193,200 (+8.3%) Land $30,000 Building $163,200	$193,200 (+8.3%) Land $30,000 Building $163,200
2025	$2,048.00 (-2.01%)	$178,400 (+1.65%) Land $30,000 Building $148,400	$178,400 (+1.65%) Land $30,000 Building $148,400
2023	$2,090.00	$175,500 Land $30,000 Building $145,500	$175,500 Land $30,000 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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