514 W 1st St, Libby, MT 59923 Property Records

Lincoln County property record for 514 W 1st St, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,020 sqft · built 1930
Lot Size	0.151 acres (6,578 sqft)
Owner	2 Individual Names on File
Last Sale	$294,728 (Jun 2025)
Tax Bill	$834 (2026)
Deeds & Mortgages	Nov 2017 Mortgage
APN	`R565049`

Property Details

APN / Parcel Number

Primary APN	`R565049`
Alternative APNs	`56-4175-03-2-06-09-0000` `0000004529`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,020 sqft Living Area
1st Floor Area	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	70 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	708 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004529
Street Address	514 W 1ST ST
City	LIBBY
State	MT
Zip	59923-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S03, T30 N, R31 W, ACRES 0.151, PLAT 108 NORTH OF LIBBY ORIG TRS 2AF5 & 2AF6 IN GOVT LOT 4 LOT 11
Legal Range	31W
Legal Township	30N
Legal Section	03
Legal Subdivision	NORTH OF LIBBY ORIG
Legal Lot Number	4,11
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1012
Census Tract	200

Owner

514 W 1st St is owned and occupied by two individuals who acquired it in January 2026.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	514 W 1ST ST, LIBBY, MT 59923-1619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Nov 7, 2017 · Amount on File
Deed Document Number	2025316215
Deed Book / Page	410 / 701
Last Transfer Date	Jan 20, 2026
Transfer Doc	0000319341
Record Updated	Oct 29, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Nov 7, 2017
Property Address	514 W 1ST ST, LIBBY, MT 59923-1619
Document Number	369/910
Book / Page	369 / 910
Map Reference	MAP NO 108
Instrument Date	Nov 2, 2017
Instrument	271402
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE CO OF M

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	471 TRAINERS ST, 471, LIBBY, MT 59923-8300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 W 1ST ST, LIBBY, MT 59923-1619

Mortgage

Document Number	271403
Date	Nov 7, 2017
Instrument	271403

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 514 W 1st St was $834.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$834.00	$199,100
2025			$199,100 Land $48,593 Building $150,507
2023	$1,001.00	$120,900	$120,900 Land $25,119 Building $95,781

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 514 W 1st St; there have been 12 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1996–2026)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2026
Claims by Event	Severe Storms, Flooding, And Ice Jams, Feb 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 W 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20