Lincoln County property record for 604 W 1st St, Libby, MT 59923
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,277 sqft · built 1950 |
| Lot Size | 0.386 acres (16,814 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $244,500 (Dec 2021) |
| Tax Bill | $2,021 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Dec 2021 Mortgage + 4 more |
| APN | R565372 |
| Primary APN | R565372 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Attic | Attic |
| Attic Area | 317 sqft |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 16,814 sqft (0.386 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Pole Barn | 1,760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000004815 |
|---|---|
| Street Address | 604 W 1ST ST |
| City | LIBBY |
| State | MT |
| Zip | 59923-1621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S03, T30 N, R31 W, TRS 2AF9 & 2AF10 IN GOVT LOT 4 ASSR#0000004815 |
| Legal Range | 31W |
| Legal Township | 30N |
| Legal Section | 03 |
| Legal Lot Number | 4 |
| Jurisdiction | LINCOLN MT |
| Township / Civil Division | LIBBY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 200 |
Source: Lincoln County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 W 1ST ST, LIBBY, MT 59923-1621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 12, 2023 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Dec 16, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Feb 17, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 8, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Nov 15, 2018 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 2021297858 |
| Deed Book / Page | 394 / 158 |
| Prior Transfer Date | Dec 8, 2021 |
| Prior Transfer Doc | 000394/158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 604 W 1ST ST, LIBBY, MT 59923-1621 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Title Company | ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 000402/270 |
|---|---|
| Date | Jul 12, 2023 |
| Book Page | 402/270 |
| Instrument | 306609 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Dec 16, 2021 |
| Property Address | 604 W 1ST ST, LIBBY, MT 59923-1621 |
| Document Number | 000394/158 |
| Book / Page | 394 / 158 |
| Instrument Date | Dec 8, 2021 |
| Instrument | 297858 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 W 1ST ST, LIBBY, MT 59923-1621 |
| Document Number | 0000297859 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 297859 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 604 W 1ST ST, LIBBY, MT 59923-1621 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 387/934 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 387/934 |
| Instrument | 291289 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 604 W 1ST ST, LIBBY, MT 59923-1621 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 382/299 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 382/299 |
| Instrument | 285315 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN MT |
| Property Address | 604 W 1ST ST, LIBBY, MT 59923-1621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 374/716 |
|---|---|
| Date | Nov 15, 2018 |
| Book Page | 374/716 |
| Instrument | 276967 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MT |
| Recording Date | Jun 30, 2017 |
| Property Address | 604 W 1ST ST, LIBBY, MT 59923-1621 |
| Document Number | 368/143 |
| Book / Page | 368 / 143 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 269443 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | LINCOLN COUNTY TITLE COMPANY, LINCOLN COUNTY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 W 1ST ST, LIBBY, MT 59923-1621 |
| Document Number | 269444 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 269444 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Lincoln County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lincoln County |
| Municipality | Libby City |
| Unified School District | Libby K-12 Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,021.00 (+180.69%) | $192,880 (-) | |
| 2025 | $720.00 (-46.39%) | $192,880 (+18.99%) | $192,880 (+18.99%) Land $57,280 Building $135,600 |
| 2023 | $1,343.00 | $162,100 | $162,100 Land $30,740 Building $131,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 12 (1996–2026) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LIBBY serves 4,892 people · EPA ID MT0000274 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Western Montana CommunityTel Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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