514 Valley Ave, Covington, TN 38019 Property Records

Tipton County property record for 514 Valley Ave, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,024 sqft · built 1933
Lot Size	0.228 acres (9,975 sqft)
Owner	Owner Name on File
Last Sale	$13,000 (Apr 2014)
Tax Bill	$378 (2022)
Deeds & Mortgages	Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084041B E 01100`

Property Details

APN / Parcel Number

Primary APN	`084041B E 01100`
Alternative APN	`041B E 01100`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,024 sqft Living Area
1st Floor Area	1,024 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1960
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Terrain	Rolling
Porch	Enclosed Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	514 VALLEY AVE
City	COVINGTON
State	TN
Zip	38019-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C42
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1024
Census Tract	40700

Owner

The current owner of 514 Valley Ave bought it in April 2014.

Source: Tipton County records, as of January 19, 2026

Owner of Record	Owner Name on File
Mailing Address	2422 SCRUB OAK RD, STANTON, TN 38069-5469

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2014 · Amount on File
Deed Sale	Apr 15, 2014 · Amount on File
Prior Sale	Dec 27, 2013 · Amount on File
Deed Document Number	176028
Deed Book / Page	1620 / 1028
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	514 VALLEY AVE, COVINGTON, TN 38019-2356
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2422 SCRUB OAK RD, STANTON, TN 38069-5469

Mortgage

Document Number	0001983434
Date	Nov 28, 2022
Book Page	1983/434
Instrument	262335

Lender

Name	BANKTENNESSEE
Type	Bank
Address	MUNFORD, TN 38058

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Oct 28, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,325 Land $3,775 Building $12,550
2023		$16,325 Land $3,775 Building $12,550
2022	$378.00
2020			$65,300 Land $15,100 Building $50,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Valley Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	12 (1988–2025)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Valley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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