415 Valley Ave, Covington, TN 38019 Property Records

Tipton County property record for 415 Valley Ave, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details1 ba · 595 sqft · built 2007
Lot Size0.149 acres (6,500 sqft)
Owner2 Owner Names on Record
Last Sale$25,000 (Mar 2014)
Tax Bill$566 (2022)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone AE (high risk)
APN084041B G 00500

Property Details

APN / Parcel Number

Primary APN084041B G 00500
Alternative APN
  • 041B G 00500

Interior

Full Baths1 Bath
Stories1 Story
Building Area595 sqft Living Area
1st Floor Area1,255 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,500 sqft (0.149 acres)
Lot Dimensions65 ft deep x 100 ft wide
TerrainRolling
PorchOpen Porch
Porch Area60 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address415 VALLEY AVE
CityCOVINGTON
StateTN
Zip38019-2353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C70
Legal SubdivisionSUMMIT ADD
Legal Lot Number74
JurisdictionTIPTON TN
Township / Civil Division1
Census Block Group1
Census Block1022
Census Tract40700

Owner

Source: Tipton County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address2422 SCRUB OAK RD, STANTON, TN 38069-5469

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2014 · Amount on Record
Deed SaleMar 20, 2014 · Amount on Record
Deed Document Number0001618569
Deed Book / Page1618 / 569
Last Transfer DateMar 25, 2014
Transfer Doc1618569
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address415 VALLEY AVE, COVINGTON, TN 38019-2353
Transaction TypeMortgage
Record UpdatedDec 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2422 SCRUB OAK RD, STANTON, TN 38069-5469

Mortgage

Document Number0001983389
DateNov 28, 2022
Book Page1983/389
Instrument262329
Lender
NameBANKTENNESSEE
TypeBank
AddressMUNFORD, TN 38058
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term179 Months
DueOct 28, 2037
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
MunicipalityCovington City
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,650 (-) Land $3,850 Building $20,800
2023$24,650 Land $3,850 Building $20,800
2022$566.00
2020$98,600 Land $15,400 Building $83,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force
Nearby Flood Claims12 (1988–2025)
Claims Outside the SFHA1 of 12
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

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