514 Thomas Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 514 Thomas Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1890
Lot Size	0.108 acres (4,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,333 (Jun 2017)
Tax Bill	$4,022 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-29-23-23-0005`

Property Details

APN / Parcel Number

Primary APN	`36-29-23-23-0005`
Alternative APNs	`8304046` `8615752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,740 sqft Living Area
1st Floor Area	870 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	4,712 sqft (0.108 acres)
Lot Dimensions	124 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8615752
Street Address	514 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55103-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HM RANNEYS SUB BK11 STINSONS DV EX E 2 FT LOT 3 BLK 1
Legal Range	23
Legal Township	29
Legal Section	36
Legal Subdivision	HM RANNEYS SUB BK11 STINSONS DV
Legal Block	1
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1000
Census Tract	32600

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 THOMAS AVE, SAINT PAUL, MN 55103-1630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Jun 27, 2017	Warranty Deed, Transfer · Conventional with PMI WINTRUST MTG
Mar 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on Record
Deed Sale	Jun 27, 2017 · Amount on Record
Prior Sale	Jan 8, 2016 · Amount on Record
Deed Document Number	20174664821
Prior Transfer Date	Oct 9, 2014
Prior Transfer Doc	0004527511
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Feb 22, 2021
Property Address	514 THOMAS AVE, SAINT PAUL, MN 55103-1630
Document Number	0A04865389
Instrument Date	Feb 12, 2021
Instrument	A04865389
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	514 THOMAS AVE, SAINT PAUL, MN 55103-1630

Mortgage

Document Number	0A04865390
Date	Feb 22, 2021
Instrument	A04865390

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 27, 2017
Property Address	514 THOMAS AVE, SAINT PAUL, MN 55103-1630
Document Number	0004664821
Instrument Date	Jun 23, 2017
Instrument	4664821
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	DCA TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 THOMAS AVE ST PAUL MN 551031630, ST PAUL, MN 55103-1630

Mortgage

Document Number	4664822
Date	Jun 27, 2017
Instrument	4664822

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Mortgage

Document Number	4664823,
Date	Jun 27, 2017
Instrument	4664823

Lender

Name	WINTRUST MTG
Type	Mortgage Company
Address	ROSEMONT, IL 60018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	514 THOMAS AVE, SAINT PAUL, MN 55103-1630
Document Number	0004650546
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 THOMAS AVE ST PAUL MN 551031630, ST PAUL, MN 55103-1630

Mortgage

Document Number	0004650546
Date	Mar 14, 2017
Instrument	4650546

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 13, 2027

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,800 (-14.05%) Land $25,000 Building $225,800	$250,800 (-14.05%) Land $25,000 Building $225,800
2025	$4,022.00 (-4.74%)
2023	$4,222.00 Homeowner's exemption	$291,800 Land $20,000 Building $271,800	$291,800 Land $20,000 Building $271,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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