502 Thomas Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 502 Thomas Ave, Saint Paul, MN 55103

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,440 sqft · built 1911
Lot Size	0.049 acres (2,120 sqft)
Owner	Individual Name on File
Last Sale	$227,000 (Jun 2025)
Tax Bill	$6,628 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-29-23-23-0001`

Property Details

APN / Parcel Number

Primary APN	`36-29-23-23-0001`
Alternative APNs	`8430504` `481568`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,440 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Stucco
Lot Area	2,120 sqft (0.049 acres)
Lot Dimensions	53 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	481568
Street Address	502 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55103-1630
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	HM RANNEYS SUB BK11 STINSONS DV EX S 71 FT LOT 1 BLK 1
Legal Range	23
Legal Township	29
Legal Section	36
Legal Subdivision	HM RANNEYS SUB BK11 STINSONS DV
Legal Block	1
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1000
Census Tract	32600

Owner

502 Thomas Ave, a duplex, is owned and occupied by an individual who bought it in June 2025.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	502 THOMAS AVE, SAINT PAUL, MN 55103-1630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage THE HOUSING & REDEVLOPMENT AUTHORITY
Apr 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY RESOURCE BANK NA
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage LEADERONE FIN'L
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit EAGLE CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Prior Sale	Apr 9, 2021 · Amount on File
Deed Document Number	20255069108
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	502 THOMAS AVE, SAINT PAUL, MN 55103-1630
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05004691
Date	Oct 12, 2023
Instrument	A05004691

Lender

Name	THE HOUSING & REDEVLOPMENT AUTHORITY
Type	Government Agency

Agreement

Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	502 THOMAS AVE, SAINT PAUL, MN 55103-1630
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04877244
Date	Apr 14, 2021
Instrument	A04877244

Lender

Name	COMMUNITY RESOURCE BANK NA
Type	Bank
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	34 Months
Due	Feb 17, 2024

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	502 THOMAS AVE, SAINT PAUL, MN 55103-1630
Document Number	0004825570
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 THOMAS AVE ST PAUL MN 551031630, ST PAUL, MN 55103-1630

Mortgage

Document Number	0004825570
Date	Aug 4, 2020
Instrument	4825570

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	502 THOMAS AVE, SAINT PAUL, MN 55103-1630
Document Number	0004744835
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1350 HAGUE AVE ST PAUL MN 551046701, ST PAUL, MN 55104-6701

Mortgage

Document Number	0004744835
Date	Jan 31, 2019
Instrument	4744835

Lender

Name	EAGLE CMNTY BK
Type	Bank
Address	MAPLE GROVE, MN 55369

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 502 Thomas Ave was $6,628.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,800 Land $12,500 Building $208,300	$220,800 Land $12,500 Building $208,300
2025	$6,628.00
2023	$5,379.00	$203,400 Land $20,000 Building $183,400	$203,400 Land $20,000 Building $183,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 502 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 502 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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