514 Spruce St, Dowagiac, MI 49047 Property Records

Cass County property record for 514 Spruce St, Dowagiac, MI 49047 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,071 sqft Building Perimeter
Lot Size	8,712 sqft (0.2 acres)
Garage	280 sqft
Occupancy	Owner Occupied
Tax Bill	$782.00 (2025)

Owner

Source: Cass County records · APN 14-160-200-895-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	28798 POKAGON HWY, DOWAGIAC, MI 49047-9710
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 15, 2022
Transfer Doc	001227/736
Record Refreshed	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Dec 19, 2022
Property Address	514 SPRUCE ST, DOWAGIAC, MI 49047-1034
Document Number	001227/736
Book / Page	1227 / 736
Instrument Date	Dec 15, 2022
Transaction Type	Transfer
Record Updated	Jan 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	28798 POKAGON HWY, DOWAGIAC, MI 49047-9710

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,000 (+11.11%)	$116,000 (+11.11%)
2025	$782.00 (-51.97%) Homeowner's exemption	$52,200 (+24.29%) Land $52,200	$104,400 (+24.29%) Land $104,400
2024	$1,628.00 (+14.25%)
2023		$42,000	$84,000
2022	$1,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`14-160-200-895-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Building Area	1,071 sqft Building Perimeter
1st Floor	840 sqft 1st Floor
Basement Area	840 sqft Basement
Unfinished Basement	840 sqft Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	8,712 sqft (0.2 acres)
Garage Area	280 sqft Garage

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	514 SPRUCE ST
City	DOWAGIAC
State	MI
Zip	49047-1034
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	. DW 2319 LOT 3 MARY E. WHITNEY'S ADD CITY OF DOWAGIAC.
Legal Subdivision	MARY E WHITNEYS ADD
Legal Lot Number	3
Jurisdiction	CASS MI
Minor Civil Division	DOWAGIAC
Census Blockgroup	2
Census Block	2060
Census Tract	1901