514 Sandy Point Dr, Beaufort, NC 28516 Property Records

Carteret County property record for 514 Sandy Point Dr, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,818 sqft · built 2000
Lot Size	1.38 acres (60,331 sqft)
Owner	2 Individual Names on File
Last Sale	$665,000 (Nov 2017)
Tax Bill	$3,132 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7415.02.57.4848000`

Property Details

APN / Parcel Number

Primary APN	`7415.02.57.4848000`
Alternative APNs	`529564` `38581`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,818 sqft Heated Area
Gross Area	5,035 sqft
1st Floor Area	252 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Fiber Cement Siding
Foundation Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	60,331 sqft (1.38 acres)
View / Lot	Waterfront / Beach
Garage Area	900 sqft

Exterior Amenities

Pool Area	360 sqft
Porch	Slab
Porch Area	929 sqft
Deck Area	167 sqft
Patio Area	128 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	38581
Street Address	514 SANDY POINT DR
City	BEAUFORT
State	NC
Zip	28516-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L37 SANDY POINT S1 P1
Legal Subdivision	SANDY POINT
Legal Block	57
Legal Lot Number	37
Jurisdiction	CARTERET NC
Township / Civil Division	MERRIMON
Census Block Group	2
Census Block	2001
Census Tract	970102

Owner

514 Sandy Point Dr is owned by two individuals who bought it in November 2017.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3017 TALL CEDAR LN, TRINITY, NC 27370-7502
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Nov 28, 2017	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2017 · Amount on File
Deed Sale	Nov 28, 2017 · Amount on File
Deed Document Number	20171593463
Deed Book / Page	1593 / 463
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	514 SANDY POINT DR, BEAUFORT, NC 28516-9507
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017560169
Date	Feb 8, 2022
Book Page	1756/169
Instrument	1756169

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Nov 28, 2017
Property Address	514 SANDY POINT DR, BEAUFORT, NC 28516-9507
Document Number	0015930463
Book / Page	1593 / 463
Map Reference	MB28 PG954
Instrument Date	Nov 28, 2017
Instrument	1593463
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 SANDY POINT DR, 514, BEAUFORT, NC 28516-9507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3017 TALL CEDAR LN, TRINITY, NC 27370-7502

Mortgage

Document Number	1593464
Date	Nov 28, 2017
Instrument	1593464

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 514 Sandy Point Dr was $3,132.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$879,681 (-) Land $170,888 Building $708,793	$879,681 (-) Land $170,888 Building $708,793
2025	$3,132.00	$879,681 Land $170,888 Building $708,793	$879,681 Land $170,888 Building $708,793
2023		$673,160 Land $83,198 Building $589,962	$673,160 Land $83,198 Building $589,962
2022	$3,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Sandy Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	402 (1996–2023)
Claims Outside the SFHA	12 of 402
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 136 claims Hurricane Irene, Aug 2011 · 97 claims Hurricane Isabel, Sep 2003 · 102 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Sandy Point Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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