486 Sandy Point Dr, Beaufort, NC 28516 Property Records

Carteret County property record for 486 Sandy Point Dr, Beaufort, NC 28516

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,493 sqft · built 2006
Lot Size	1.67 acres (72,789 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Dec 2021)
Tax Bill	$3,538 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7415.02.57.8627000`

Property Details

APN / Parcel Number

Primary APN	`7415.02.57.8627000`
Alternative APNs	`553091` `30537`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,493 sqft Heated Area
Gross Area	2,538 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	72,789 sqft (1.67 acres)
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	32 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30537
Street Address	486 SANDY POINT DR
City	BEAUFORT
State	NC
Zip	28516-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L33 SANDY POINT S1 P1
Legal Subdivision	SANDY POINT
Legal Block	57
Legal Lot Number	33
Jurisdiction	CARTERET NC
Township / Civil Division	MERRIMON
Census Block Group	2
Census Block	2001
Census Tract	970102

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	486 SANDY POINT DR, BEAUFORT, NC 28516-9517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Apr 15, 2004 · Amount on Record
Deed Document Number	20211750200
Deed Book / Page	1750 / 200
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Dec 15, 2021
Property Address	486 SANDY POINT DR, BEAUFORT, NC 28516-9517
Document Number	0017500200
Book / Page	1750 / 200
Map Reference	MB 28 PG 954
Instrument Date	Dec 3, 2021
Instrument	1750200
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 BOGUE WATCH DR, 307, NEWPORT, NC 28570-0107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5535 WICOMICO DR, NEW MARKET, MD 21774-6269

Mortgage

Document Number	0001750201
Date	Dec 15, 2021
Instrument	1750-201

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2025
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.12%
Index	5-Year CMT
Margin	2
Max Rate	7.12%

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$997,282 (-) Land $173,033 Building $824,249	$997,282 (-) Land $173,033 Building $824,249
2025	$3,538.00 (+18.92%)	$997,282 (+81.45%) Land $173,033 Building $824,249	$997,282 (+81.45%) Land $173,033 Building $824,249
2023		$549,610 Land $85,226 Building $464,384	$549,610 Land $85,226 Building $464,384
2022	$2,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	402 (1996–2023)
Claims Outside the SFHA	12 of 402
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 136 claims Hurricane Irene, Aug 2011 · 97 claims Hurricane Isabel, Sep 2003 · 102 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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