514 Sand Wedge Loop, Apopka, FL 32712 Property Records

Orange County property record for 514 Sand Wedge Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,706 sqft · built 2002
Lot Size	0.471 acres (20,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Aug 2013)
Tax Bill	$3,780 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-20-28-8242-03-940`

Property Details

APN / Parcel Number

Primary APN	`16-20-28-8242-03-940`
Alternative APNs	`282016824203940` `171640` `174959` `178426`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,706 sqft Living Area
Gross Area	3,486 sqft
1st Floor Area	2,706 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,500 sqft (0.471 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	514 SAND WEDGE LOOP
City	APOPKA
State	FL
Zip	32712-6054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 3 47/3 LOT 394
Legal Range	28E
Legal Township	20S
Legal Section	16
Legal Subdivision	ROCK SPRINGS RIDGE PH 3
Legal Phase	3
Legal Tract	8242
Legal Block	3
Legal Lot Number	394
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1005
Census Tract	17814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	514 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Nov 20, 2018	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2013 · Amount on Record
Deed Sale	Aug 29, 2013 · Amount on Record
Prior Sale	Dec 18, 2002 · Amount on Record
Deed Document Number	2013461837
Deed Book / Page	10626 / 3968
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	514 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	APOLLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 SAND WEDGE LOOP, APOPKA, FL 32712-6054

Mortgage

Document Number	20210135282
Date	Mar 9, 2021
Instrument	20210135282

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	514 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number	0000694669
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	514 SAND WEDGE LOOP APOPKA FL 327126054, APOPKA, FL 32712-6054

Mortgage

Document Number	0000694669
Date	Nov 30, 2018
Instrument	694669

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,872 (+2.7%)	$476,720 (-1.42%) Land $90,000 Building $386,720
2025	$3,780.00 (+1.97%) Homeowner's exemption	$272,514 (+5.99%)	$483,600 (+3.12%) Land $90,000 Building $393,600
2024	$3,707.00 (+7.05%)
2023	$3,463.00 (+4.56%) Homeowner's exemption	$257,120 (+3%)	$468,970 (+12.69%) Land $120,000 Building $348,970
2022	$3,312.00 Homeowner's exemption	$249,631	$416,154 Land $120,000 Building $296,154

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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