512 Sand Wedge Loop, Apopka, FL 32712 Property Records

Orange County property record for 512 Sand Wedge Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,263 sqft · built 2002
Lot Size	0.468 acres (20,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Apr 2023)
Tax Bill	$7,020 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-20-28-8242-03-950`

Property Details

APN / Parcel Number

Primary APN	`16-20-28-8242-03-950`
Alternative APNs	`282016824203950` `171641` `174960` `178427`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,263 sqft Living Area
Gross Area	2,891 sqft
1st Floor Area	2,263 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,398 sqft (0.468 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	208 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	512 SAND WEDGE LOOP
City	APOPKA
State	FL
Zip	32712-6054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	ROCK SPRINGS RIDGE PH 3 47/3 LOT 395
Legal Range	28E
Legal Township	20S
Legal Section	16
Legal Subdivision	ROCK SPRINGS RIDGE PH 3
Legal Phase	3
Legal Tract	8242
Legal Block	3
Legal Lot Number	395
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1005
Census Tract	17814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Warranty Deed, Transfer · Conventional Mortgage REACH HOME LOANS LLC
Jan 8, 2020	Warranty Deed, Transfer · Conventional with PMI CENTURY LNDG
Feb 14, 2017	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	2023202428
Last Transfer Date	Jul 24, 2024
Transfer Doc	0000430565
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 11, 2023
Property Address	512 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number	0000202428
Map Reference	MB 47 PG 3-6
Instrument Date	Apr 6, 2023
Instrument	20230202428
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11791 SUMMERS RD, CHESTERLAND, OH 44026-1843

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 SAND WEDGE LOOP, APOPKA, FL 32712-6054

Mortgage

Document Number	0000202429
Date	Apr 11, 2023
Instrument	20230202429

Lender

Name	REACH HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 8, 2020
Property Address	512 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number	0000012305
Instrument Date	Nov 27, 2019
Instrument	12305
Transaction Type	Transfer
Record Updated	Feb 5, 2020
Title Company	CELEBRATION TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5173 ELMWOOD AVE NEWARK CA 945602634, NEWARK, CA 94560-2634

Mortgage

Document Number	12306
Date	Jan 8, 2020
Instrument	12306

Lender

Name	CENTURY LNDG
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 14, 2017
Property Address	512 SAND WEDGE LOOP, APOPKA, FL 32712-6054
Document Number	0000083324
Map Reference	MB 47 PG 3
Instrument Date	Feb 13, 2017
Instrument	20170083324
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	FIRST INTERNATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1235 DEGRAW DR, 1235, APOPKA, FL 32712-6501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1198 N FAIRWAY DR, APOPKA, FL 32712-2111

Mortgage

Document Number	0000083325
Date	Feb 14, 2017
Instrument	20170083325

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,070 (-1.43%) Land $90,000 Building $341,070	$431,070 (-1.43%) Land $90,000 Building $341,070
2025	$7,020.00 (+2.11%)	$437,340 (+1.84%) Land $90,000 Building $347,340	$437,340 (+1.84%) Land $90,000 Building $347,340
2024	$6,875.00 (+14.77%)
2023	$5,990.00 (+10.93%)	$429,446 (+11.67%) Land $120,000 Building $309,446	$429,446 (+11.67%) Land $120,000 Building $309,446
2022	$5,400.00	$384,554 Land $120,000 Building $264,554	$384,554 Land $120,000 Building $264,554

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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