514 Saint Andrews Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 514 Saint Andrews Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,510 sqft · built 2006
Lot Size0.35 acres (15,246 sqft)
OwnerTrust Name on File
Last Sale$166,000 (Jun 2010)
Tax Bill$1,631 (2025)
Deeds & MortgagesMay 2025 Transfer
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN1941-71-8017-000

Property Details

APN / Parcel Number

Primary APN1941-71-8017-000
Alternative APNs
  • 1646731
  • 1866304

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,510 sqft Living Area
1st Floor Area1,640 sqft
Basement Area832 sqft
Finished Basement832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
PorchPorch
Porch Area186 sqft
Patio Area248 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Account Number1866304
Street Address514 SAINT ANDREWS RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionWESTRIDGE BB 047
Legal SubdivisionWESTRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1024
Census Tract921000

Owner

514 Saint Andrews Rd is held in a trust since May 2025.

Source: Watauga County records, as of October 13, 2026

Owner of RecordTrust Name on File
Mailing Address10157 SW CYPRESS WOOD CT, PORT SAINT LUCIE, FL 34987-2843
Owner TypeCompany
VestingTrust, Irrevocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 20, 2025Intrafamily Transfer, Transfer
May 1, 2020Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2010 · Amount on File
Deed SaleJun 4, 2010 · Amount on File
Deed Document Number201043920
Deed Book / Page1513 / 139
Last Transfer DateMay 16, 2025
Transfer Doc0024320586
Record UpdatedOct 29, 2026

May 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATAUGA NC
Recording DateMay 20, 2025
Property Address514 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8217
Document Number0024320586
Book / Page2432 / 586
Map ReferenceMB 7 PG 11
Instrument DateMay 16, 2025
Instrument750209
Transaction TypeTransfer
Record UpdatedJan 15, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address10157 SW CYPRESS WOOD CT, PORT ST LUCIE, FL 34987-2843

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address10157 SW CYPRESS WOOD CT, PORT ST LUCIE, FL 34987-2843

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address514 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8217
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020900274
DateMay 1, 2020
Book Page2090/274
Instrument689798
Lender
NameTRUIST BANK
TypeBank
AddressDURHAM, NC 27701
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueApr 24, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 514 Saint Andrews Rd was $1,631, down 65.4% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$476,800 (-) Land $5,400 Building $471,400
2025$1,631.00 (-65.43%)$476,800 Land $5,400 Building $471,400
2024$4,718.00$476,800 Land $5,400 Building $471,400
2023$476,800 Land $5,400 Building $471,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 514 Saint Andrews Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 514 Saint Andrews Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saint Andrews Rd

Nearby Streets

Search Property Records by Address or Parcel Number