508 Saint Andrews Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 508 Saint Andrews Rd, Beech Mountain, NC 28604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,381 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,000 (Sep 2023)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Sep 2023 Sale Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1941-80-1939-000`

Property Details

APN / Parcel Number

Primary APN	`1941-80-1939-000`
Alternative APNs	`1810738` `1859303`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,381 sqft Living Area
1st Floor Area	1,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	45 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1859303
Street Address	508 SAINT ANDREWS RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BMR2
Legal Description	GGGC-L 037
Legal Subdivision	GRASSY GAP GOLF COURSE BEECH MOUNTAIN
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1024
Census Tract	921000

Owner

Source: Watauga County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17766 HEATHER RIDGE LN, BOCA RATON, FL 33498-6422
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2023	Warranty Deed, Transfer
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Apr 11, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2023 · Amount on Record
Deed Sale	Sep 26, 2023 · Amount on Record
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	2023734864
Deed Book / Page	2353 / 18
Prior Transfer Date	Jun 25, 2018
Prior Transfer Doc	0019800634
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 26, 2023
Property Address	508 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8217
Document Number	0023530018
Book / Page	2353 / 18
Map Reference	MB 5 PG 86
Instrument Date	Sep 21, 2023
Instrument	734864
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Tax	$1,398.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3915 N GRAYHAWK LOOP, LECANTO, FL 34461-8478

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17766 HEATHER RIDGE LN, BOCA RATON, FL 33498-6422

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	508 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8217
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021540058
Date	Dec 29, 2020
Book Page	2154/58
Instrument	700219

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Nov 12, 2019
Property Address	508 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8217
Document Number	0020590852
Book / Page	2059 / 0852
Map Reference	MB 5 PG 86
Instrument Date	Nov 11, 2019
Instrument	684588
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2310 CALLAWAY DR, 2310, LADY LAKE, FL 32162-4395

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7428 LAURELS OKACE, PORT SAINT LUCIE, FL 34986

Mortgage

Document Number	684589
Date	Nov 12, 2019
Instrument	684589

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Apr 11, 2019
Property Address	508 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8217
Document Number	0020220565
Book / Page	002022 / 000565
Instrument Date	Apr 1, 2019
Instrument	677952
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6240 RESERVE CIR #801 NAPLES FL 341194233, 801, NAPLES, FL 34119-4233

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WATAUGA NC
Recording Date	Jul 5, 2018
Property Address	508 SAINT ANDREWS RD, BEECH MOUNTAIN, NC 28604-8217
Document Number	0019800634
Book / Page	001980 / 000634
Instrument Date	Jun 25, 2018
Instrument	670118
Transaction Type	Transfer
Record Updated	Jul 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1009 HEATHERWOOD DR SE HUNTSVILLE AL 358022662, HUNTSVILLE, AL 35802-2662

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,625.00 (-67.18%)	$732,500 (-10.19%) Land $27,800 Building $704,700
2024	$7,998.00		$732,500 Land $27,800 Building $704,700
2023		$815,600 Land $27,800 Building $787,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BEECH MOUNTAIN serves 2,468 people · EPA ID NC0195104
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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