Denton County property record for 514 Saddle Trl, Oak Point, TX 75068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,595 sqft · built 2002 |
| Lot Size | 0.232 acres (10,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $337,179 (Mar 2023) |
| Tax Bill | $3,845 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R44711 15678 |
| Primary APN | R44711 15678 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,595 sqft Living Area |
| Gross Area | 1,975 sqft |
| 1st Floor Area | 1,046 sqft |
| 2nd Floor Area | 549 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,087 sqft (0.232 acres) |
| Lot Dimensions | 1 ft deep x 10,087 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 514 SADDLE TRL |
|---|---|
| City | LITTLE ELM |
| State | TX |
| Zip | 75068-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRESCENT OAKS BEACH ESTATES 2 LOT 517 |
| Legal Subdivision | CRESCENT OAKS BEACH ESTATES 2 |
| Legal Lot Number | 517 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20115 |
514 Saddle Trl is owned and occupied by two individuals who bought it in March 2023.
Source: Denton County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 SADDLE TRL, LITTLE ELM, TX 75068-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on File |
| Deed Sale | Mar 31, 2023 · Amount on File |
| Prior Sale | Jul 30, 2002 · Amount on File |
| Deed Document Number | 202332051 |
| Prior Transfer Date | Jul 18, 2002 |
| Prior Transfer Doc | 0000094192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Mar 31, 2023 |
| Property Address | 514 SADDLE TRL, OAK POINT, TX 75068-2419 |
| Document Number | 0000032051 |
| Map Reference | VOL 2 PG 229 |
| Instrument Date | Mar 29, 2023 |
| Instrument | 2023-032051 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 514 SADDLE TRL, OAK POINT, TX 75068-2419 |
| Document Number | 0000032052 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 2023-032052 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 514 Saddle Trl was $3,845 with a homeowner's exemption.
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Oak Point City |
| Unified School District | Little Elm Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $331,829 Land $63,044 Building $276,194 | $339,238 Land $63,044 Building $276,194 | |
| 2025 | $3,845.00 | ||
| 2023 | $3,367.00 (-17.98%) Homeowner's exemption | $319,630 Land $55,479 Building $264,151 | $319,630 Land $55,479 Building $264,151 |
| 2022 | $4,105.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 Saddle Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 Saddle Trl is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSTANG SUD serves 127,911 people · EPA ID TX0610036 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
May also be available: Nextlink, Verizon.
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