Denton County property record for 497 Saddle Trl, Oak Point, TX 75068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,629 sqft · built 2000 |
| Lot Size | 0.303 acres (13,225 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,591 (2023) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R44936 447464 |
| Primary APN | R44936 447464 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 2,112 sqft |
| 1st Floor Area | 1,629 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 13,225 sqft (0.303 acres) |
| Lot Dimensions | 115 ft deep x 115 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 404549 |
|---|---|
| Old Parcel Number | R44936 447464 |
| Street Address | 497 SADDLE TRL |
| City | OAK POINT |
| State | TX |
| Zip | 75068-2418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRESCENT OAKS BEACH ESTATES 2 LOT 501 |
| Legal Subdivision | CRESCENT OAKS BEACH ESTATES 2 |
| Legal Lot Number | 501 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20115 |
Source: Denton County records, as of April 1, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 497 SADDLE TRL, OAK POINT, TX 75068-2418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2001 |
| Deed Sale | Feb 13, 2001 |
| Deed Document Number | 01-R0012768 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 497 SADDLE TRL, OAK POINT, TX 75068-2418 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000110260 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018-110260 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2033 |
Source: Denton County assessment roll, as of July 25, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Oak Point City |
| Unified School District | Little Elm Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,591.00 (-17.11%) Homeowner's exemption | $276,525 Land $72,738 Building $203,787 | $276,525 Land $72,738 Building $203,787 |
| 2022 | $4,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUSTANG SUD serves 127,911 people · EPA ID TX0610036 |
|---|---|
| Water Source | Purchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
May also be available: Nextlink, Verizon.
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