Lincoln Town property record for 514 River Rd, Lincoln, RI 02865
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,133 sqft · built 1980 |
| Lot Size | 2.35 acres (102,453 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Aug 2016) |
| Tax Bill | $10,278 (2025) |
| Deeds & Mortgages | Oct 2023 Refinance May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-01819-00 |
| Primary APN | 22-01819-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,133 sqft Living Area |
| Gross Area | 6,114 sqft |
| 1st Floor Area | 1,901 sqft |
| Basement Area | 1,883 sqft |
| Unfinished Basement | 1,883 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 102,453 sqft (2.35 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 22-01819-00 |
|---|---|
| Street Address | 514 RIVER RD |
| City | LINCOLN |
| State | RI |
| Zip | 02865-1427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS12 |
| Legal Lot Number | 61.0 |
| Jurisdiction | LINCOLN RI |
| Township / Civil Division | LINCOLN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Blackstone Canal listed 1971 · 1 contributing resources · NRIS 71000030 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
514 River Rd is owned and occupied by two individuals who bought it in August 2016.
Source: Lincoln Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 514 RIVER RD, LINCOLN, RI 02865-1427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK |
| May 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on File |
| Deed Sale | Aug 31, 2016 · Amount on File |
| Prior Sale | Feb 19, 2016 · Amount on File |
| Deed Book / Page | 2016 / 212 |
| Transfer Doc | 002016-212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 514 RIVER RD, LINCOLN, RI 02865-1427 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002508-185 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 2508/185 |
| Instrument | 20230000002688 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN RI |
| Property Address | 514 RIVER RD, LINCOLN, RI 02865-1427 |
| Document Number | 2121-28 |
| Instrument Date | May 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 514 RIVER RD LINCOLN RI 028651427, LINCOLN, RI 02865-1427 |
| Document Number | 2121-28 |
|---|---|
| Date | Jun 12, 2018 |
| Book Page | 002121/000028 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 514 River Rd was $10,278.
Source: Lincoln Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Lincoln Town |
| Unified School District | Lincoln School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,278.00 | $760,200 Land $182,500 Building $577,700 | $933,803 |
| 2023 | $9,691.00 | $587,700 Land $130,000 Building $457,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 514 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 514 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 85% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN WATER COMMISSION serves 21,664 people · EPA ID RI1858423 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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