475 River Rd, Lincoln, RI 02865 Property Records

Lincoln Town property record for 475 River Rd, Lincoln, RI 02865

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,504 sqft · built 1955
Lot Size0.228 acres (9,932 sqft)
Owner2 Individual Names on Record
Last Sale$315,000 (Feb 2021)
Tax Bill$5,243 (2025)
Deeds & MortgagesOct 2026 Transfer
Dec 2023 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-00002-99

Property Details

APN / Parcel Number

Primary APN19-00002-99
Alternative APNs
  • LINC M:21 L:029.0 U
  • 16-23410-55

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,504 sqft Living Area
Gross Area2,836 sqft
1st Floor Area1,504 sqft
Basement Area1,032 sqft
Unfinished Basement1,032 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,932 sqft (0.228 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number19-00002-99
Street Address475 RIVER RD
CityLINCOLN
StateRI
Zip02865-1424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS12
Legal Lot Number29.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1018
Census Tract11701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Blackstone Canal
listed 1971 · 1 contributing resources · NRIS 71000030

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address475 RIVER RD, LINCOLN, RI 02865-1424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Quit Claim Deed, Transfer
Quitclaim
Dec 15, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
SEMPER HOME LOANS INC
Feb 3, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2021 · Amount on Record
Deed SaleFeb 3, 2021 · Amount on Record
Deed Document Number2021620
Deed Book / Page2309 / 287
Last Transfer DateSep 3, 2026
Transfer Doc0000013075
Record UpdatedOct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN RI
Recording DateOct 1, 2026
Property Address475 RIVER RD, LINCOLN, RI 02865-1424
Document Number0000013075
Book / Page2604 / 364
Instrument DateSep 3, 2026
Instrument202613075
Transaction TypeTransfer
Record UpdatedOct 21, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 RIVER RD, LINCOLN, RI 02865-1424

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address475 RIVER RD, LINCOLN, RI 02865-1424
Transaction TypeMortgage
Record UpdatedJan 18, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number002516-501
DateDec 15, 2023
Book Page2516/501
Instrument2023003304
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2054

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN RI
Recording DateFeb 3, 2021
Property Address475 RIVER RD, LINCOLN, RI 02865-1424
Document Number2309-287
Book / Page2309 / 287
Instrument DateJan 28, 2021
Instrument620
Transaction TypeTransfer
Record UpdatedJun 4, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 RIVER RD, LINCOLN, RI 02865-1424

Tax Assessment & Valuation

Source: Lincoln Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionLincoln Town
Unified School DistrictLincoln School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,243.00 (+8.21%)$387,800 (+31.99%) Land $173,400 Building $214,400$476,926
2023$4,845.00$293,800 Land $121,400 Building $172,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims15 (1979–2023)
Claims Outside the SFHA8 of 15
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 85% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN WATER COMMISSION
serves 21,664 people · EPA ID RI1858423
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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